#FactCheck - AI-Generated Image of Abhishek Bachchan and Aishwarya Rai Falsely Linked to Kedarnath Visit

Introduction

In the boundless world of the internet—a digital frontier rife with both the promise of connectivity and the peril of deception—a new spectre stealthily traverses the electronic pathways, casting a shadow of fear and uncertainty. This insidious entity, cloaked in the mantle of supposed authority, preys upon the unsuspecting populace navigating the virtual expanse. And in the heart of India's vibrant tapestry of diverse cultures and ceaseless activity, Mumbai stands out—a sprawling metropolis of dreams and dynamism, yet also the stage for a chilling saga, a cyber charade of foul play and fraud.

The city's relentless buzz and hum were punctuated by a harrowing tale that unwound within the unassuming confines of a Kharghar residence, where a 46-year-old individual's brush with this digital demon would unfold. His typical day veered into the remarkable as his laptop screen lit up with an ominous pop-up, infusing his routine with shock and dread. This deceiving popup, masquerading as an official communication from the National Crime Records Bureau (NCRB), demanded an exorbitant fine of Rs 33,850 for ostensibly browsing adult content—an offence he had not committed.

The Cyber Deception

This tale of deceit and psychological warfare is not unique, nor is it the first of its kind. It finds echoes in the tragic narrative that unfurled in September 2023, far south in the verdant land of Kerala, where a young life was tragically cut short. A 17-year-old boy from Kozhikode, caught in the snare of similar fraudulent claims of NCRB admonishment, was driven to the extreme despair of taking his own life after being coerced to dispense Rs 30,000 for visiting an unauthorised website, as the pop-up falsely alleged.

Sewn with a seam of dread and finesse, the pop-up which appeared in another recent case from Navi Mumbai, highlights the virtual tapestry of psychological manipulation, woven with threatening threads designed to entrap and frighten. In this recent incident a 46-year-old Kharghar resident was left in shock when he got a pop-up on a laptop screen warning him to pay Rs 33,850 fine for surfing a porn website. This message appeared from fake website of NCRB created to dupe people. Pronouncing that the user has engaged in browsing the Internet for some activities, it delivers an ultimatum: Pay the fine within six hours, or face the critical implications of a criminal case. The panacea it offers is simple—settle the demanded amount and the shackles on the browser shall be lifted.

It was amidst this web of lies that the man from Kharghar found himself entangled. The story, as retold by his brother, an IT professional, reveals the close brush with disaster that was narrowly averted. His brother's panicked call, and the rush of relief upon realising the scam, underscores the ruthless efficiency of these cyber predators. They leverage sophisticated deceptive tactics, even specifying convenient online payment methods to ensnare their prey into swift compliance.

A glimmer of reason pierced through the narrative as Maharashtra State cyber cell special inspector general Yashasvi Yadav illuminated the fraudulent nature of such claims. With authoritative clarity, he revealed that no legitimate government agency would solicit fines in such an underhanded fashion. Rather, official procedures involve FIRs or court trials—a structured route distant from the scaremongering of these online hoaxes.

Expert Take

Concurring with this perspective, cyber experts facsimiles. By tapping into primal fears and conjuring up grave consequences, the fraudsters follow a time-worn strategy, cloaking their ill intentions in the guise of governmental or legal authority—a phantasm of legitimacy that prompts hasty financial decisions.

To pierce the veil of this deception, D. Sivanandhan, the former Mumbai police commissioner, categorically denounced the absurdity of the hoax. With a voice tinged by experience and authority, he made it abundantly clear that the NCRB's role did not encompass the imposition of fines without due process of law—a cornerstone of justice grossly misrepresented by the scam's premise.

New Lesson 

This scam, a devilish masquerade given weight by deceit, might surge with the pretence of novelty, but its underpinnings are far from new. The manufactured pop-ups that propagate across corners of the internet issue fabricated pronouncements, feigned lockdowns of browsers, and the spectre of being implicated in taboo behaviours. The elaborate ruse doesn't halt at mere declarations; it painstakingly fabricates a semblance of procedural legitimacy by preemptively setting penalties and detailing methods for immediate financial redress.

Yet another dimension of the scam further bolsters the illusion—the ominous ticking clock set for payment, endowing the fraud with an urgency that can disorient and push victims towards rash action. With a spurious 'Payment Details' section, complete with options to pay through widely accepted credit networks like Visa or MasterCard, the sham dangles the false promise of restored access, should the victim acquiesce to their demands.

Conclusion 

In an era where the demarcation between illusion and reality is nebulous, the impetus for individual vigilance and scepticism is ever-critical. The collective consciousness, the shared responsibility we hold as inhabitants of the digital domain, becomes paramount to withstand the temptation of fear-inducing claims and to dispel the shadows cast by digital deception. It is only through informed caution, critical scrutiny, and a steadfast refusal to capitulate to intimidation that we may successfully unmask these virtual masquerades and safeguard the integrity of our digital existence.

References:

• https://www.onmanorama.com/news/kerala/2023/09/29/kozhikode-boy-dies-by-suicide-after-online-fraud-threatens-him-for-visiting-unauthorised-website.html
• https://timesofindia.indiatimes.com/pay-rs-33-8k-fine-for-surfing-porn-warns-fake-ncrb-pop-up-on-screen/articleshow/106610006.cms
• https://www.indiatoday.in/technology/news/story/people-who-watch-porn-receiving-a-warning-pop-up-do-not-pay-it-is-a-scam-1903829-2022-01-24

Introduction

In the new age of technologies the internet and social media continue to witness a surge in deepfake videos a technological phenomenon that blurs the line between reality and fiction. The string of deepfake videos of Bollywood actors and other famous personalities has raised serious concerns. While Prime Minister Narendra Modi spoke against the risks of artificial intelligence at the G20 Virtual Summit. The central government has recently announced that it will soon set up dedicated regulations to tackle this Menace. This will include holding social media platforms and creators responsible for their actions against the rules and regulations. Very often most people shy away from initiating a legal process or taking action while being victims of misuse of fast-paced tech but the government has announced its big support to the victims and promised to stand by complaints against deepfake videos especially this includes helping individuals to report the incidents and any violations by platforms.

Social media platforms to realign their policies as per the Indian laws

The Ministry of Electronics and Information Technology (MeitY) announced on 24th November 2023 that it will be giving social media platforms seven days time period to align their terms of service and other policies with Indian laws and regulations in order to address the issue of hosting of deepfakes on these platforms. All platforms must align and transform their terms of use with their users to be consistent with the 12 areas that are prohibited under rule 3(1)(b) of the Information Technology (IT) Rules, 2021.

The platforms will ensure harmonization and alignment of their terms & policies so that every user on every platform is aware that when they use a platform the platform intends to be a safe and trusted platform and the platform will not tolerate these 12 types of content or information that have been prohibited under the IT Act and the IT rules. The government approach is to collectively advocate for responsible and safe use of the Internet. The government has taken a proactive step in partnership with these social media platforms to ensure an era where such platforms will be a lot more responsible and a lot more responsive to the expectations under the law and more compliant.

Officer to be appointed under rule 7 

As Deepfake Videos continue to surface on social media, the Government has geared up to curb such content online. Mr. Rajeev Chandrasekhar Minister of State, (Meity), stated that the government will soon appoint an officer to take appropriate action against deepfake videos. This statement came after the government meeting with industry stakeholders and important players held on 24 Nov 2023. He added that Meity and the government of India will nominate an officer under rule 7  (IT rules 2021) and will ensure full compliance expectations from all the platforms. An officer appointed under Rule 7,  will be entrusted with building a mechanism where users can put in their complaints regarding deepfakes and MeitY may also assist such aggrieved users with filing FIRs in such cases. Mr. Rajeev Chandrasekhar, Minister of State, (Meity) also added that we will also be creating a platform where it will be very easy for netizens to bring to the attention of the government of India and notices of allegations or reports of violation of law by the platforms and the rule 7 officer will take that digital platform information and respond accordingly. 

The Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 (updated as on 6.4.2023)

Rule 3(1)(b) states that intermediaries shall inform its rules and regulations, privacy policy and user agreement to the user and shall make reasonable efforts to ‘restrict’ the users from hosting, displaying, uploading, modifying, publishing, transmitting, store, update or sharing any information that is prohibited under this rule which also includes deepfake, misinformation, CSAM(Child sexual abusive material) etc.  As per rule 3(2)(b) Intermediaries shall remove or disable access within 24 hours of receipt of complaints of contents that expose the private areas of individuals, show such individuals in full or partial nudity or in a sexual act or is in the nature of impersonation including morphed images etc. 

Ongoing Efforts Ahead of Crucial Meeting with Tech Giants

Ahead of the government meeting with online platforms such as Google, Facebook, and YouTube on Friday, 24th November 2023, Mr. Rajeev Chandrasekhar Minister of State, (Meity) added that way back from October 2022 the government of India had been alerting them to the threat of misinformation and deepfakes which are part of misinformation. He further added that the current IT rules under the IT Act provide for adequate compliance requirements on their part to deal with deepfake.

Deepfake Misinformation

Misinformation powered by AI becoming an even more potent force to disrupt and to mislead and to create chaos and confusion at a scale and of a type that is deeply detrimental. Deepfakes in a very simple basic way is misinformation which is powered by or enhanced by AI. Video-based deepfake misinformation is more dangerous since it has a greater reach as video consumption today is the preferred choice by users on the internet.

Way forward

The Honorable Prime Minister has raised the issue that deep fakes are deeply disruptive they can create divisions and all kinds of disruptions in communities, in families and therefore misuse of deepfake technology is a very clear present danger to the safe and trusted internet.

The Government is on its way to draft a dedicated legislation dedicated to tackling deepfakes.

Even as we speak to a future regulation and a future law which is certainly required given that our IT Act is 23 years old. However current IT rules provide for compliance requirements by the platforms on misinformation patently false information and deepfakes. Followed by the recent government advisory on misinformation and deepfake.

Conclusion

Prime Minister alerting of the dangers of deepfakes online. The government is now in the process of starting to look very seriously into this issue and also issued guidelines for intermediaries and in a finite period of time it is hoped that the threat of deep fakes would actually no longer exist in in our system. The government made it clear that apart from people spreading deepfake videos, the platforms making them spread and not taking action will also be liable they are currently liable and will be even more so in future after new rules and regulations are brought in.

References:

• https://www.moneycontrol.com/news/technology/deepfakes-meity-gives-social-media-platforms-7-day-ultimatum-to-align-their-policies-to-indian-laws-and-regulations-11805521.html
• https://www.azbpartners.com/bank/amendments-to-the-information-technology-intermediary-guidelines-and-digital-media-ethics-code-rules-2021/#:~:text=Prior%20to%20the%20amendment%2C%20under%20Rule%203(1)
• https://www.drishtiias.com/daily-updates/daily-news-analysis/amendments-to-the-it-rules-2021
• https://youtu.be/zmI2ml1d_Es?feature=shared
• https://pib.gov.in/PressReleaseIframePage.aspx?PRID=1975445

‍

Introduction

The CID of Jharkhand Police has uncovered a network of around 8000 bank accounts engaged in cyber fraud across the state, with a focus on Deoghar district, revealing a surprising 25% concentration of fraudulent accounts. In a recent meeting with bank officials, the CID shared compiled data, with 20% of the identified accounts traced to State Bank of India branches. This revelation, surpassing even Jamtara's cyber fraud reputation, prompts questions about the extent of cybercrime in Jharkhand. Under Director General Anurag Gupta's leadership, the CID has registered 90 cases, apprehended 468 individuals, and seized 1635 SIM cards and 1107 mobile phones through the Prakharna portal to combat cybercrime. 

This shocking revelation by, Jharkhand Police's Criminal Investigation Department (CID) has built a comprehensive database comprising information on about 8000 bank accounts tied to cyber fraud operations in the state. This vital information has aided in the launch of investigations to identify the account holders implicated in these illegal actions. Furthermore, the CID shared this information with bank officials at a meeting on January 12 to speed up the identification process.

Background of the Investigation

The CID shared the collated material with bank officials in a meeting on 12 January 2024 to expedite the identification process. A stunning 2000 of the 8000 bank accounts under investigation are in the Deoghar district alone, with 20 per cent of these accounts connected to various State Bank of India branches. The discovery of 8000 bank accounts related to cybercrime in Jharkhand is shocking and disturbing. Surprisingly, Deoghar district has exceeded even Jamtara, which was famous for cybercrime, accounting for around 25% of the discovered bogus accounts in the state.

As per the information provided by the CID Crime Branch, it has been found that most of the accounts were opened in banks, are currently under investigation and around 2000 have been blocked by the investigating agencies.

Recovery Process

During the investigation, it was found out that most of these accounts were running on rent, the cyber criminals opened them by taking fake phone numbers along with Aadhar cards and identity cards from people in return these people(account holders) will get a fixed amount every month. 

The CID has been unrelenting in its pursuit of cybercriminals. Police have recorded 90 cases and captured 468 people involved in cyber fraud using the Prakharna site. 1635 SIM Cards and 1107 mobile phones were confiscated by police officials during raids in various cities.

The Crime Branch has revealed the names of the cities where accounts are opened

1. Deoghar 2500
2. Dhanbad 1183
3. Ranchi 959
4. Bokaro 716
5. Giridih 707
6. Jamshedpur 584
7. Hazaribagh 526
8. Dumka 475
9. Jamtara 443

Impact on the Financial Institutions and Individuals

These cyber scams significantly influence financial organisations and individuals; let us investigate the implications.

• Victims: Cybercrime victims have significant financial setbacks, which can lead to long-term financial insecurity. In addition, people frequently suffer mental pain as a result of the breach of personal information, which causes worry, fear, and a lack of faith in the digital financial system. One of the most difficult problems for victims is the recovery process, which includes retrieving lost cash and repairing the harm caused by the cyberattack. Individuals will find this approach time-consuming and difficult, in a lot of cases people are unaware of where and when to approach and seek help. Hence, awareness about cybercrimes and a reporting mechanism are necessary to guide victims through the recovery process, aiding them in retrieving lost assets and repairing the harm inflicted by cyberattacks.

• Financial Institutions: Financial institutions face direct consequences when they incur significant losses due to cyber financial fraud. Unauthorised account access, fraudulent transactions, and the compromise of client data result in immediate cash losses and costs associated with investigating and mitigating the breach's impact. Such assaults degrade the reputation of financial organisations, undermine trust, erode customer confidence, and result in the loss of potential clients. 

• Future Implications and Solutions: Recently, the CID discovered a sophisticated cyber fraud network in Jharkhand. As a result, it is critical to assess the possible long-term repercussions of such discoveries and propose proactive ways to improve cybersecurity. The CID's findings are expected to increase awareness of the ongoing threat of cyber fraud to both people and organisations. Given the current state of cyber dangers, it is critical to implement rigorous safeguards and impose heavy punishments on cyber offenders. Government organisations and regulatory bodies should also adapt their present cybersecurity strategies to address the problems posed by modern cybercrime.

Solution and Preventive Measures

Several solutions can help combat the growing nature of cybercrime. The first and foremost step is to enhance cybersecurity education at all levels, including:

• Individual Level: To improve cybersecurity for individuals, raising awareness across all age groups is crucial. This can only be done by knowing the potential threats by following the best online practices, following cyber hygiene, and educating people to safeguard themselves against financial frauds such as phishing, smishing etc.
• Multi-Layered Authentication: Encouraging individuals to enable MFA for their online accounts adds an extra layer of security by requiring additional verification beyond passwords. 
• Continuous monitoring and incident Response:  By continuously monitoring their financial transactions and regularly reviewing the online statements and transaction history, ensure that everyday transactions are aligned with your expenditures, and set up the accounts alert for transactions exceeding a specified amount for usual activity.   
• Report Suspicious Activity: If you see any fraudulent transactions or activity, contact your bank or financial institution immediately; they will lead you through investigating and resolving the problem. The victim must supply the necessary paperwork to support your claim.

How to reduce the risks

• Freeze compromised accounts: If you think that some of your accounts have been compromised, call the bank immediately and request that the account be frozen or temporarily suspended, preventing further unauthorised truncations

• Update passwords: Update and change your passwords for all the financial accounts, emails, and online banking accounts regularly, if you suspect any unauthorised access, report it immediately  and always enable MFA that adds an extra layer of protection to your accounts.

Conclusion

The CID's finding of a cyber fraud network in Jharkhand is a stark reminder of the ever-changing nature of cybersecurity threats. Cyber security measures are necessary to prevent such activities and protect individuals and institutions from being targeted against cyber fraud. As the digital ecosystem continues to grow, it is really important to stay vigilant and alert as an individual and society as a whole. We should actively participate in more awareness activities to update and upgrade ourselves.  

References 

• https://avenuemail.in/cid-uncovers-alarming-cyber-fraud-network-8000-bank-accounts-in-jharkhand-involved/
• https://www.the420.in/jharkhand-cid-cyber-fraud-crackdown-8000-bank-accounts-involved/
• https://www.livehindustan.com/jharkhand/story-cyber-fraudsters-in-jharkhand-opened-more-than-8000-bank-accounts-cid-freezes-2000-accounts-investigating-9203292.html

‍