#FactCheck: Fake Phishing link on Modi Government is giving ₹5,000 to all Indian citizens via UPI
Executive Summary:
A viral social media message claims that the Indian government is offering a ₹5,000 gift to citizens in celebration of Prime Minister Narendra Modi’s birthday. However, this claim is false. The message is part of a deceptive scam that tricks users into transferring money via UPI, rather than receiving any benefit. Fact-checkers have confirmed that this is a fraud using misleading graphics and fake links to lure people into authorizing payments to scammers.

Claim:
The post circulating widely on platforms such as WhatsApp and Facebook states that every Indian citizen is eligible to receive ₹5,000 as a gift from the current Union Government on the Prime Minister’s birthday. The message post includes visuals of PM Modi, BJP party symbols, and UPI app interfaces such as PhonePe or Google Pay, and urges users to click on the BJP Election Symbol [Lotus] or on the provided link to receive the gift directly into their bank account.


Fact Check:
Our research indicates that there is no official announcement or credible article supporting the claim that the government is offering ₹5,000 under the Pradhan Mantri Jan Dhan Yojana (PMJDY). This claim does not appear on any official government websites or verified scheme listings.

While the message was crafted to appear legitimate, it was in fact misleading. The intent was to deceive users into initiating a UPI payment rather than receiving one, thereby putting them at financial risk.
A screen popped up showing a request to pay ₹686 to an unfamiliar UPI ID. When the ‘Pay ₹686’ button was tapped, the app asked for the UPI PIN—clearly indicating that this would have authorised a payment straight from the user’s bank account to the scammer’s.

We advise the public to verify such claims through official sources before taking any action.
Our research indicated that the claim in the viral post is false and part of a fraudulent UPI money scam.

Clicking the link that went with the viral Facebook post, it took us to a website
https://wh1449479[.]ispot[.]cc/with a somewhat odd domain name of 'ispot.cc', which is certainly not a government-related or commonly known domain name. On the website, we observed images that featured a number of unauthorized visuals, including a Prime Minister Narendra Modi image, a Union Minister and BJP President J.P. Nadda image, the national symbol, the BJP symbol, and the Pradhan Mantri Jan Dhan Yojana logo. It looked like they were using these visuals intentionally to convince users that the website was legitimate.
Conclusion:
The assertion that the Indian government is handing out ₹5,000 to all citizens is totally false and should be reported as a scam. The message uses the trust related to government schemes, tricking users into sending money through UPI to criminals. They recommend that individuals do not click on links or respond to any such message about obtaining a government gift prior to verification. If you or a friend has fallen victim to this fraud, they are urged to report it immediately to your bank, and report it through the National Cyber Crime Reporting Portal (https://cybercrime.gov.in) or contact the cyber helpline at 1930. They also recommend always checking messages like this through their official government website first.
- Claim: The Modi Government is distributing ₹5,000 to citizens through UPI apps
- Claimed On: Social Media
- Fact Check: False and Misleading
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Introduction
A policy, no matter how artfully conceived, is like a timeless idiom, its truth self-evident, its purpose undeniable, standing in silent witness before those it vows to protect, yet trapped in the stillness of inaction, where every moment of delay erodes the very justice it was meant to serve. This is the case of the Digital Personal Data Protection Act, 2023, which holds in its promise a resolution to all the issues related to data protection and a protection framework at par with GDPR and Global Best Practices. While debates on its substantive efficacy are inevitable, its execution has emerged as a site of acute contention. The roll-out and the decision-making have been making headlines since late July on various fronts. The government is being questioned by industry stakeholders, media and independent analysts on certain grounds, be it “slow policy execution”, “centralisation of power” or “arbitrary amendments”. The act is now entrenched in a never-ending dilemma of competing interests under the DPDP Act.
The change to the Right to Information Act (RTI), 2005, made possible by Section 44(3) of the DPDP Act, has become a focal point of debate. This amendment is viewed by some as an attack on weakening the hard-won transparency architecture of Indian democracy by substituting an absolute exemption for personal information for the “public interest override” in Section 8(1)(j) of the RTI Act.
The Lag Ledger: Tracking the Delays in DPDP Enforcement
As per a news report of July 28, 2025, the Parliamentary Standing Committee on Information and Communications Technology has expressed its concern over the delayed implementation and has urged the Ministry of Electronics and Information Technology (MeitY) to ensure that data privacy is adequately ensured in the nation. In the report submitted to the Lok Sabha on July 24, the committee reviewed the government’s reaction to the previous recommendations and concluded that MeitY had only been able to hold nine consultations and twenty awareness workshops about the Draft DPDP Rules, 2025. In addition, four brainstorming sessions with academic specialists were conducted to examine the needs for research and development. The ministry acknowledges that this is a specialised field that urgently needs industrial involvement. Another news report dated 30th July, 2025, of a day-long consultation held where representatives from civil society groups, campaigns, social movements, senior lawyers, retired judges, journalists, and lawmakers participated on the contentious and chilling effects of the Draft Rules that were notified in January this year. The organisers said in a press statement the DPDP Act may have a negative impact on the freedom of the press and people’s right to information and the activists, journalists, attorneys, political parties, groups and organisations “who collect, analyse, and disseminate critical information as they become ‘data fiduciaries’ under the law.”
The DPDP Act has thus been caught up in an uncomfortable paradox: praised as a significant legislative achievement for India’s digital future, but caught in a transitional phase between enactment and enforcement, where every day not only postpones protection but also feeds worries about the dwindling amount of room for accountability and transparency.
The Muzzling Effect: Diluting Whistleblower Protections
The DPDP framework raises a number of subtle but significant issues, one of which is the possibility that it would weaken safeguards for whistleblowers. Critics argue that the Act runs the risk of trapping journalists, activists, and public interest actors who handle sensitive material while exposing wrongdoing because it expands the definition of “personal data” and places strict compliance requirements on “data fiduciaries.”One of the most important checks on state overreach may be silenced if those who speak truth to power are subject to legal retaliation in the absence of clear exclusions of robust public-interest protections.
Noted lawyer Prashant Bhushan has criticised the law for failing to protect whistleblowers, warning that “If someone exposes corruption and names officials, they could now be prosecuted for violating the DPDP Act.”
Consent Management under the DPDP Act
In June 2025, the National e-Governance Division (NeGD) under MeitY released a Business Requirement Document (BRD) for developing consent management systems under the DPDP Act, 2023. The document supports the idea of “Consent Manager”, which acts as a single point of contact between Data Principals and Data Fiduciaries. This idea is fundamental to the Act, which is now being operationalised with the help of MeitY’s “Code for Consent: The DPDP Innovation Challenge.” The government has established a collaborative ecosystem to construct consent management systems (CMS) that can serve as a single, standardised interface between Data Principals and Data Fiduciaries by choosing six distinct entities, such as Jio Platforms, IDfy, and Zoop. Such a framework could enable people to have meaningful control over their personal data, lessen consent fatigue, and move India’s consent architecture closer to international standards if it is implemented precisely and transparently.
There is no debate to the importance of this development however, there are various concerns associated with this advancement that must be considered. Although effective, a centralised consent management system may end up being a single point of failure in terms of political overreach and technical cybersecurity flaws. Concerns are raised over the concentration of power over the framing, seeking, and recording of consent when big corporate entities like Jio are chosen as key innovators. Critics contend that the organisations responsible for generating revenue from user data should not be given the responsibility for designing the gatekeeping systems. Furthermore, the CMS can create opaque channels for data access, compromising user autonomy and whistleblower protections, in the absence of strong safeguards, transparency mechanisms and independent oversight.
Conclusion
Despite being hailed as a turning point in India’s digital governance, the DPDP Act is still stuck in a delayed and unequal transition from promise to reality. Its goals are indisputable, but so are the conundrum it poses to accountability, openness, and civil liberties. Every delay increases public mistrust, and every safeguard that remains unsolved. The true test of a policy intended to safeguard the digital rights of millions lies not in how it was drafted, but in the integrity, pace, and transparency with which it is to be implemented. In the digital age, the true cost of delay is measured not in time, but in trust. CyberPeace calls for transparent, inclusive, and timely execution that balances innovation with the protection of digital rights.
References
- https://www.storyboard18.com/how-it-works/parliamentary-committee-raises-concern-with-meity-over-dpdp-act-implementation-lag-77105.htm
- https://thewire.in/law/excessive-centralisation-of-power-lawyers-activists-journalists-mps-express-fear-on-dpdp-act
- https://www.medianama.com/2025/08/223-jio-idfy-meity-consent-management-systems-dpdpa/
- https://www.downtoearth.org.in/governance/centre-refuses-to-amend-dpdp-act-to-protect-journalists-whistleblowers-and-rti-activists
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Introduction
Bumble’s launch of its ‘Opening Move’ feature has sparked a new narrative on safety and privacy within the digital dating sphere and has garnered mixed reactions from users. It was launched against the backdrop of women stating that the ‘message first’ policy of Bumble was proving to be tedious. Addressing the large-scale review, Bumble launched its ‘Opening Move’ feature, whereby users can either craft or select from pre-set questions which potential matches may choose to answer to start the conversation at first glance. These questions are a segue into meaningful and insightful conversation from the get-go and overstep the traditional effort to start engaging chats between matched users. This feature is an optional feature that users may enable and as such does not prevent a user from exercising the autonomy previously in place.
Innovative Approach to Conversation Starters
Many users consider this feature as innovative; not only does it act as a catalyst for fluid conversation but also cultivates insightful dialogue, fostering meaningful interactions that are devoid of the constraint of superficial small talk. The ‘Opening Moves’ feature may also be aligned with unique scientific research indicating that individuals form their initial attractions within 3-seconds of intimate interaction, thereby proving to be a catalyst to the decision-making process of an individual in the attraction time frame.
Organizational Benefits and Data Insights
From an organisational standpoint, the feature is a unique solution towards localisation challenges faced by apps; the option of writing a personalised ‘Opening Move’ implies setting prompts that are culturally relevant and appropriate in a specific area. Moreover, it is anticipated that Bumble may enhance and improve user experience within the platform through data analysis. Data from responses to an ‘Opening Move’ may provide valuable insights into user preferences and patterns by analysing which pre-set prompts garner more responses over others and how often is a user-written ‘Opening Move’ successful in obtaining a response in comparison with Bumble’s pre-set prompts. A quick glance at Bumble’s privacy policy[1] shows that data storing and transferring of chats between users are not shared with third parties, further safeguarding personal privacy. However, Bumble does use the chat data for its own internal purposes after removing personally identifiable information from chats. The manner of such review and removal of data has not been specified, which may raise challenges depending upon whether the reviewer is a human or an algorithm.
However, some users perceive the feature as counterproductive to the company’s principle of ‘women make the first move’. While Bumble aims to market the feature as a neutral ground for matched users based on the exercise of choice, users see it as a step back into the heteronormative gender expectations that most dating apps conform to, putting the onus of the ‘first move’ on men. Many male users have complained that the feature acts as a catalyst for men to opt out of the dating app and would most likely refrain from interacting with profiles enabled with the ‘Opening Move’ feature, since the pressure to answer in a creative manner is disproportionate with the likelihood their response actually being entertained.[2] Coupled with the female users terming the original protocol as ‘too much effort’, the preset questions of the ‘Opening Move’ feature may actively invite users to categorise potential matches according to arbitrary questions that undermine real-life experiences, perspectives and backgrounds of each individual.[3]
Additionally, complications are likely to arise when a notorious user sets a question that indirectly gleans personal or sensitive, identifiable information. The individual responding may be bullied or be subjected to hateful slurs when they respond to such carefully crafted conversation prompts.
Safety and Privacy Concerns
On the corollary, the appearance of choice may translate into more challenges for women on the platform. The feature may spark an increase in the number of unsolicited, undesirable messages and images from a potential match. The most vulnerable groups at present remain individuals who identify as females and other sexual minorities.[4] At present, there appears to be no mechanism in place to proactively monitor the content of responses, relying instead on user reporting. This approach may prove to be impractical given the potential volume of objectionable messages, necessitating a more efficient solution to address this issue. It is to be noted that in spite of a user reporting, the current redressal systems of online platforms remain lax, largely inadequate and demonstrate ineffectiveness in addressing user concerns or grievances. This lack of proactiveness is violative of the right to redressal provided under the Digital Personal Data Protection Act, 2023. It is thought that the feature may actually take away user autonomy that Bumble originally aimed to grant since Individuals who identify as introverted, shy, soft-spoken, or non-assertive may refrain from reporting harassing messages altogether, potentially due to discomfort or reluctance to engage in confrontation. Resultantly, it is anticipated that there would be a sharp uptake in cases pertaining to cyberbullying, harassment and hate speech (especially vulgar communications) towards both the user and the potential match.
From an Indian legal perspective, dating apps have to adhere to the Information Technology Act, 2000 [5], the Information Technology (Intermediary and Digital Media Ethics) Rules 2021 [6] and the Digital Personal Data Protection Act, 2023, that regulates a person’s digital privacy and set standards on the kind of content an intermediary may host. An obligation is cast upon an intermediary to uprise its users on what content is not allowed on its platform in addition to mandating intimation of the user’s digital rights. The lack of automated checks, as mentioned above, is likely to make Bumble non-compliant with the ethical guidelines.
The optional nature of the ‘Opening Move’ grants users some autonomy. However, some technical updates may enhance the user experience of this feature. Technologies like AI are an effective aid in behavioural and predictive analysis. An upgraded ‘matching’ algorithm can analyse the number of un-matches a profile receives, thereby identifying and flagging a profile having multiple lapsed matches. Additionally, the design interface of the application bearing a filter option to filter out flagged profiles would enable a user to be cautious while navigating through the matches. Another possible method of weeding out notorious profiles is by deploying a peer-review system of profiles whereby a user has a singular check-box that enables them to flag a profile. Such a checkbox would ideally be devoid of any option for writing personal comments and would bear a check box stating whether the profile is most or least likely to bully/harass. This would ensure that a binary, precise response is recorded and any coloured remarks are avoided. [7]
Governance and Monitoring Mechanisms
From a governance point of view, a monitoring mechanism on the manner of crafting questions is critical. Systems should be designed to detect certain words/sentences and a specific manner of framing sentences to disallow questions contrary to the national legal framework. An onscreen notification having instructions on generally acceptable manner of conversations as a reminder to users to maintain cyber hygiene while conversing is also proposed as a mandated requirement for platforms. The notification/notice may also include guidelines on what information is safe to share in order to safeguard user privacy. Lastly, a revised privacy policy should establish the legal basis for processing responses to ‘Opening Moves’, thereby bringing it in compliance with national legislations such as the Digital Personal Data Protection Act, 2023.
Conclusion
Bumble's 'Opening Move' feature marks the company’s ‘statement’ step to address user concerns regarding initiating conversations on the platform. While it has been praised for fostering more meaningful interactions, it also raises not only ethical concerns but also concerns over user safety. While the 'Opening Move' feature can potentially enhance user experience, its success is largely dependent on Bumble's ability to effectively navigate the complex issues associated with this feature. A more robust monitoring mechanism that utilises newer technology is critical to address user concerns and to ensure compliance with national laws on data privacy.
Endnotes:
- [1] Bumble’s privacy policy https://bumble.com/en-us/privacy
- [2] Discussion thread, r/bumble, Reddit https://www.reddit.com/r/Bumble/comments/1cgrs0d/women_on_bumble_no_longer_have_to_make_the_first/?share_id=idm6DK7e0lgkD7ZQ2TiTq&utm_content=2&utm_medium=ios_app&utm_name=ioscss&utm_source=share&utm_term=1&rdt=65068
- [3] Mcrea-Hedley, Olivia, “Love on the Apps: When did Dating Become so Political?”, 8 February 2024 https://www.service95.com/the-politics-of-dating-apps/
- [4] Gewirtz-Meydan, A., Volman-Pampanel, D., Opuda, E., & Tarshish, N. (2024). ‘Dating Apps: A New Emerging Platform for Sexual Harassment? A Scoping Review. Trauma, Violence, & Abuse, 25(1), 752-763. https://doi.org/10.1177/15248380231162969
- [5] Information Technology Act, 2000 https://www.indiacode.nic.in/bitstream/123456789/13116/1/it_act_2000_updated.pdf
- [6] Information Technology (Intermediary Guidelines and Digital Media Ethics) Rules 2021 https://www.meity.gov.in/writereaddata/files/Information%20Technology%20%28Intermediary%20Guidelines%20and%20Digital%20Media%20Ethics%20Code%29%20Rules%2C%202021%20%28updated%2006.04.2023%29-.pdf
- [7] Date Confidently: Engaging Features in a Dating App (Use Cases), Consaguous, 10 July 2023 https://www.consagous.co/blog/date-confidently-engaging-features-in-a-dating-app-use-cases

About Customs Scam:
The Customs Scam is a type of fraud where the scammers pretend to be from the renowned courier office company (DTDC, etc.), or customs department or other government entities. They try to deceive the targets to transfer the money to resolve the fake customs related concerns. The Research Wing at CyberPeace along with the Research Wing of Autobot Infosec Private Ltd. delved into this case through Open Source Intelligence methods and undercover interactions with the scammers and concluded with some credible information.
Case Study:
The victim receives a phone call posing as a renowned courier office (DTDC, etc.) employee (in some case custom’s officer) that a parcel in the name of the victim has been taken into custody because of inappropriate content. The scammer provides the victim an employee ID, FIR number to prove the authenticity of the case and also they show empathy towards the victim. The scammer pretends to help the victim to connect with a police officer for further action. This so-called police officer shows transparency in his work. He asks him to join a skype video call and he even provides time to install the skype app. He instructs the victim to connect with the skype id provided by the fake police officer where the scammer created a fake police station environment. He also claims that he contacted the headquarters and the victim’s phone number is associated with many illegal activities to create panic to the victim. Then the scammers also ask the victim to give their personal details such as home address, office address, aadhar card number, PAN card number and screenshot of their bank accounts along with their available account balance for the sake of so-called investigation. Sometimes scammers also demand a high amount of money to resolve the issue and create fake urgency to trap the victim in making the payment. He sternly warns the victim not to contact any other police officials or professionals, making it clear that doing so would only lead to more trouble.
Analysis & Findings:
After receiving these kinds of complaints from multiple sources, the analysis was done on the collection of phone numbers from where the calls originated. These phone numbers were analysed for alias name, location, Telecom operator, etc. Further, we have verified the number to check whether the number is linked with any social media account on reputed platforms like Google, Facebook, Whatsapp, Twitter, Instagram, Linkedin, and other classified platforms such as Locanto.
- Phone Number Analysis: Each phone number looks authentic, cleverly concealing the fraud. Sometimes scammers use virtual/temporary phone numbers for these kinds of scams. In this case the victim was from Delhi, so the scammer posed themselves from Delhi Police station, while the phone numbers belong to a different place.
- Undercover Interactions: The interactions with the suspects reveals their chilling way of modus operandi. These scammers are masters of psychological manipulation. They threaten the victims and act as if they are genuine LEA officers.
- Exploitation Tactics: They target unsuspecting individuals and create fear and fake urgency among the targets to extract sensitive information such as Aadhaar, PAN card and bank account details.
- Fraud Execution: The scammers demand for the payment to resolve this issue and they make use of the stolen personally identifiable information. Once the victims transfer the money, the fraudsters cut off all the communication.
- Outcome for Victims: The scammers act so genuine and they frame the incidents so realistic, victims don't realise that they are trapped in this scam. They suffer severe financial loss and psychological trauma.
Recommendations:
- Verify Identities: It is important to verify the identity of any individual, especially if they demand personal information or payment. Contact the official agency directly using verified contact details to confirm the authenticity of the communication.
- Education on Personal Information: Provide education to people to protect their personal identity numbers like Aadhaar and PAN card number. Always emphasise the possible dangers connected to sharing such data in the course of phone conversations.
- Report Suspicious Activity: Prompt reporting of suspicious phone calls or messages to relevant authorities and consumer protection agencies helps in tracking down scammers and prevents people from falling. Report to https://cybercrime.gov.in or reach out to helpline@cyberpeace.net for further assistance.
- Enhanced Cybersecurity Measures: Implement robust cybersecurity measures to detect and mitigate phishing attempts and fraudulent activities. This includes monitoring and blocking suspicious phone numbers and IP addresses associated with scams.
Conclusion:
In the Customs Scam fraud, the scammers pretend to be a custom or any government official and sometimes threaten the targets to get the details such as Aadhaar, PAN card details, screenshot of their bank accounts along with their available balance in their account. The phone numbers used for these kinds of scams were analysed for any suspicious activity. It is found that all the phone numbers look authentic concealing the fraudentent activities. The interactions made with them reveals that they create fearness and urgency between the individuals. They act as if they are genuine officer’s and ask for money to resolve this issue. It is important to stay vigilant and not to share any personal or financial information. When facing these kinds of scams, report and spread awareness among individuals.