#FactCheck-AI-Generated Image of Virat Kohli and Anushka Sharma Falsely Shared as a Real Candid Moment

Executive Summary:

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A viral social media message claims that the Indian government is offering a ₹5,000 gift to citizens in celebration of Prime Minister Narendra Modi’s birthday. However, this claim is false. The message is part of a deceptive scam that tricks users into transferring money via UPI, rather than receiving any benefit. Fact-checkers have confirmed that this is a fraud using misleading graphics and fake links to lure people into authorizing payments to scammers.

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Claim:

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The post circulating widely on platforms such as WhatsApp and Facebook states that every Indian citizen is eligible to receive ₹5,000 as a gift from the current Union Government on the Prime Minister’s birthday. The message post includes visuals of PM Modi, BJP party symbols, and UPI app interfaces such as PhonePe or Google Pay, and urges users to click on the BJP Election Symbol [Lotus] or on the provided link  to receive the gift directly into their bank account.

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Fact Check:

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Our research indicates that there is no official announcement or credible article supporting the claim that the government is offering ₹5,000 under the Pradhan Mantri Jan Dhan Yojana (PMJDY). This claim does not appear on any official government websites or verified scheme listings.

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While the message was crafted to appear legitimate, it was in fact misleading. The intent was to deceive users into initiating a UPI payment rather than receiving one, thereby putting them at financial risk.

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A screen popped up showing a request to pay ₹686 to an unfamiliar UPI ID. When the ‘Pay ₹686’ button was tapped, the app asked for the UPI PIN—clearly indicating that this would have authorised a payment straight from the user’s bank account to the scammer’s.

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We advise the public to verify such claims through official sources before taking any action.

Our research indicated that the claim in the viral post is false and part of a fraudulent UPI money scam. 

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Clicking the link that went with the viral Facebook post, it took us to a website

https://wh1449479[.]ispot[.]cc/with a somewhat odd domain name of 'ispot.cc', which is certainly not a government-related or commonly known domain name. On the website, we observed images that featured a number of unauthorized visuals, including a Prime Minister Narendra Modi image, a Union Minister and BJP President J.P. Nadda image, the national symbol, the BJP symbol, and the Pradhan Mantri Jan Dhan Yojana logo. It looked like they were using these visuals intentionally to convince users that the website was legitimate. 

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Conclusion:

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The assertion that the Indian government is handing out ₹5,000 to all citizens is totally false and should be reported as a scam. The message uses the trust related to government schemes, tricking users into sending money through UPI to criminals. They recommend that individuals do not click on links or respond to any such message about obtaining a government gift prior to verification. If you or a friend has fallen victim to this fraud, they are urged to report it immediately to your bank, and report it through the National Cyber Crime Reporting Portal (https://cybercrime.gov.in) or contact the cyber helpline at 1930. They also recommend always checking messages like this through their official government website first.

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• Claim: The Modi Government is distributing ₹5,000 to citizens through UPI apps
• Claimed On:  Social Media
• Fact Check: False and Misleading

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Introduction

Misinformation is rampant all over the world and impacting people at large. In 2023, UNESCO commissioned a survey on the impact of Fake News which was conducted by IPSOS. This survey was conducted in 16 countries that are to hold national elections in 2024 with a total of 2.5 billion voters and showed how pressing the need for effective regulation had become and found that 85% of people are apprehensive about the repercussions of online disinformation or misinformation. UNESCO has introduced a plan to regulate social media platforms in light of these worries, as they have become major sources of misinformation and hate speech online. This action plan is supported by the worldwide opinion survey, highlighting the urgent need for strong actions. The action plan outlines the fundamental principles that must be respected and concrete measures to be implemented by all stakeholders associated, i.e., government, regulators, civil society and the platforms themselves. 

The Key Areas in Focus of the Action Plan

The focus area of the action plan is on the protection of the Freedom of Expression while also including access to information and other human rights in digital platform governance. The action plan works on the basic premise that the impact on human rights becomes the compass for all decision-making, at every stage and by every stakeholder. Groups of independent regulators work in close coordination as part of a wider network, to prevent digital companies from taking advantage of disparities between national regulations. Moderation of content as a feasible and effective option at the required scale, in all regions and all languages. 

The algorithms of these online platforms, particularly the social media platforms are established, but it is too often geared towards maximizing engagement rather than the reliability of information. Platforms are required to take on more initiative to educate and train users to be critical thinkers and not just hopers. Regulators and platforms are in a position to take strong measures during particularly sensitive conditions ranging from elections to crises, particularly the information overload that is taking place.

Key Principles of the Action Plan

1. Human Rights Due Diligence: Platforms are required to assess their impact on human rights, including gender and cultural dimensions, and to implement risk mitigation measures. This would ensure that the platforms are responsible for educating users about their rights.
2. Adherence to International Human Rights Standards: Platforms must align their design, content moderation, and curation with international human rights standards. This includes ensuring non-discrimination, supporting cultural diversity, and protecting human moderators.
3. Transparency and Openness: Platforms are expected to operate transparently, with clear, understandable, and auditable policies. This includes being open about the tools and algorithms used for content moderation and the results they produce.
4. User Access to Information: Platforms should provide accessible information that enables users to make informed decisions. 
5. Accountability: Platforms must be accountable to their stakeholders which would include the users and the public, which would ensure that redressal for content-related decisions is not compromised. This accountability extends to the implementation of their terms of service and content policies.

Enabling Environment for the application of the UNESCO Plan

The UNESCO Action Plan to counter misinformation has been created to create an environment where freedom of expression and access to information flourish, all while ensuring safety and security for digital platform users and non-users. This endeavour calls for collective action—societies as a whole must work together. Relevant stakeholders, from vulnerable groups to journalists and artists, enable the right to expression. 

Conclusion

The UNESCO Action Plan is a response to the dilemma that has been created due to the information overload, particularly, because the distinction between information and misinformation has been so clouded. The IPSOS survey has revealed the need for an urgency to address these challenges in the users who fear the repercussions of misinformation. 

The UNESCO action plan provides a comprehensive framework that emphasises the protection of human rights, particularly freedom of expression, while also emphasizing the importance of transparency, accountability, and education in the governance of digital platforms as a priority. By advocating for independent regulators and encouraging platforms to align with international human rights standards, UNESCO is setting the stage for a more responsible and ethical digital ecosystem. 

The recommendations include integrating regulators through collaborations and promoting global cooperation to harmonize regulations, expanding the Digital Literacy campaign to educate users about misinformation risks and online rights, ensuring inclusive access to diverse content in multiple languages and contexts, and monitoring and refining tech advancements and regulatory strategies as challenges evolve. To ultimately promote a true online information landscape.

Reference

• https://www.unesco.org/en/articles/online-disinformation-unesco-unveils-action-plan-regulate-social-media-platforms
• https://www.unesco.org/sites/default/files/medias/fichiers/2023/11/unesco_ipsos_survey.pdf ‍
• https://dig.watch/updates/unesco-sets-out-strategy-to-tackle-misinformation-after-ipsos-survey

Introduction

It might seem too good to be true: free movies, live TV and sports without any subscription plan are deals that no one in India could actually refuse, and that’s precisely the explanation as to why applications such as Pikashow have gained tremendous traction in India and all over the world as well. However, cybersecurity authorities have a strong cause of concern: the threat that this type of application poses towards lakhs of Indians with malicious software, stealing information and even money. Pikashow may be a perfect case study to establish this problem, but in fact, it all ties down to how downloading anything without the recognised applications has certain risks attached to it.

The Pikashow Warning

With no monthly subscription fees, Pikashow is a popular free app for streaming movies, web series, live TV channels and sports programmes. Since its development, Pikashow has had a reputation for never being found on the Google Play Store or Apple’s App Store, which necessitates a process of side-loading. A side load, in this case, entails downloading the Pikashow APK file from an unofficial third-party source and manually installing the app, circumventing the security measures of official download channels.

The latter is significant because security experts who have analysed Pikashow argue that it acts as an informal content aggregator; movies and TV series are illegally scooped up from online streaming services, then shared via various third-party links and streamed without a content licence or any agreement with legitimate providers.

Without going through the rigorous checks conducted by Google or Apple, security researchers discovered that even while the app appeared to be working fine with its promised streams, hidden malware within the installer can run silently, leading to potentially significant security risks such as data theft of user logins, one-time passwords, and private files, including banking credentials. This has been cited to be so problematic for India that law enforcement agencies like the Indian Cyber Crime Coordination Centre under the Ministry of Home Affairs and the Cyber Dost platform are expected to have issued public advisories linking Pikashow to a proliferation of cases of cybercrime. Users should take into account the legal implications alongside security concerns, as using piracy apps may not only lead to device-compromising issues but can also be against the Copyright Act of India as well, thus increasing the risk of legal prosecution.

Why This Isn't Just a "Pikashow Problem"

This should not be viewed as a single warning concerning one app. Pikashow is merely an illustration of one app from millions that exists outside official app stores and is built with the same mechanics that make Pikashow dangerous and applicable to virtually any app, game, or "modded" file which is downloaded from a random website, third-party app store, or Telegram channel.
Some issues that persist are- 

1. Official app stores are like a filter that is not perfect, but it is still critical to the security on a user's device. Both Google and Apple's App stores run automatic and manual malware scanners, screen permissions for legitimate use, and have the ability to remove malicious developers as necessary. Empirical research has estimated just how important this is: more than fifty-times more malware exists on sideloaded, "unofficial" apps versus official. Mobile security firm Zimperium claims nearly 40% of all devices tested with malware were infected due to downloading an app from outside the official app stores; furthermore, nearly 80% of malicious, sideloaded apps contained riskware or trojans.
2. Informational channels can also be used to gain the trust of users by mimicking familiar brands One frequently mentioned scheme is one where malicious actors repackage popular apps with a malignant intent to syphon the app, disguised as a free, trustworthy app. Often when these apps are available, they work exactly the same as the legitimate app, as a matter of fact, but quietly in the background steal passwords or log keystrokes; this was discovered to be occurring with a financial trojan called TeaBot, where bank details and login info were intercepted through the device's Accessibility Service.
3. There is generally no recourse or legal liability that applies once something has gone wrong. While official app stores are official developers that can be identified to submit complaints against them, if a third-party download leads to damages, that developer generally cannot be located to establish liability or legal standing.
4. Excessive app permissions will often go undetected This occurs for the similar reasons that a malicious actor can include such a clause as explained above. There's really nothing to stop the developer from asking to utilise one's SMS, call log, camera, microphone, storage or location when there's not one reason for one application to need access to everything on the device.
5. Expired software has the same or more risk It's actually very common to see apps that receive security updates out in the wild that either don't have the appropriate update sent over to third-party app stores or third-party stores don't have the capacity to update the affected applications. That's why most official third-party app downloads should be of fairly new versions; for example, outdated versions of a banking app, which is being patched as well as receiving other updates from Google or Apple still, will continue to persist on third-party download sites for some time after patching, which could then be malicious.
6. Even legitimate, globally recognised apps can and have been compromised The same vulnerability was noted for TikTok in 2023, which, when found on unofficial APK download sites, contained hidden data-tracking malware yet looked identical to the official app version.

How to Protect Yourself

The reassuring thing is that the vast majority of this risk can be eliminated through simple, repeatable habits. Use trusted sources like Google Play and Apple's App Store, which are not faultless, of course, but they remove many infected apps from circulation following review.

1. Be sceptical of "free" premium-paid apps.
2. If something in a file from a site you don't recognise offers content or features that are normally behind a paywall and they want nothing to do with it, that is a bad sign, not a good deal. Review app permissions when you go to install anything. A flashlight doesn't need access to your SMS messages or contacts, as one recently downloaded on a colleague's Android allegedly attempted to acquire them from the Google Play store. After sideloading any app that you do not fully trust, it's always a wise idea to uninstall it and scan the handset to ensure malicious files aren't still lingering around.
3. Choose legitimate services to avoid malware.
4. In entertainment terms this will apply most clearly to piracy but applies similarly elsewhere in many senses. Trusted sources that are licensed include YouTube, JioCinema, Hotstar, Netflix, Amazon Prime Video, and MX Player, among others, which will offer content similar to illegally acquired or pirated versions without the security, as well as the legal risks. If you have recently used the file installation route to any degree of caution on a sensitive device, then also monitor banking and payment apps.
5. That is not least because the most reported consequence of infection from an illicit or unknown source is the theft of financial account login details.

Conclusion

Free entertainment can look tempting, but as cybersecurity experts keep pointing out, "free" often just means the cost has been shifted from your wallet to your data, your device, and potentially your bank account. The safest rule of thumb remains simple: if an app isn't on an official store, ask why and think twice before installing it.

Sources

• Pikashow app risky, may expose users to malware and data theft: Experts — Times of India
• Free OTT Hack or Cyber Trap? Pikashow Flagged for Serious Security Risks — The420.in
• Pikashow Warning: Free Movies Could Empty Your Bank Account, Government Issues Strong Alert — The420.in
• Is Pikashow Safe or Risky to Use in 2025? Expert's Advice — AiPlex AntiPiracy
• Why Pikashow May Not Be Safe for Your Device — AiPlex AntiPiracy
• Concerns Rise Over the Safety of Popular Streaming App Pikashow — openPR
• Beyond the App Store: The Hidden Risks of Sideloading Apps — Zimperium
• App Sideloading: Risks, Rules, and How IT Admins Respond — Trio
• What Are the Risks of Sideloading Apps on Your Smartphone? — Bitdefender
• Sideloading Risk: Alternative App Stores and Brand Protection — Allure Security
• Building a Trusted Ecosystem for Millions of Apps: A Threat Analysis of Sideloading — Apple

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