#FactCheck: Viral Fake Post Claims Central Government Offers Unemployment Allowance Under ‘PM Berojgari Bhatta Yojna’

The 2020s mark the emergence of deepfakes in general media discourse. The rise in deepfake technology is defined by a very simple yet concerning fact: it is now possible to create perfect imitations of anyone using AI tools that can create audio in any person's voice and generate realistic images and videos of almost anyone doing pretty much anything. The proliferation of deepfake content in the media poses great challenges to the functioning of democracies. especially as such materials can deprive the public of the accurate information it needs to make informed decisions in elections. Deepfakes are created using AI, which combines different technologies to produce synthetic content.

Understanding Deepfakes 

Deepfakes are synthetically generated content created using artificial intelligence (AI). This technology works on an advanced algorithm that creates hyper-realistic videos by using a person’s face, voice or likeness utilising techniques such as machine learning. The utilisation and progression of deepfake technology holds vast potential, both benign and malicious. 

An example is when the NGO Malaria No More which had used deepfake technology in 2019 to sync David Beckham’s lip movements with different voices in nine languages, amplified its anti-malaria message.

Deepfakes have a dark side too. They have been used to spread false information, manipulate public opinion, and damage reputations. They can harm mental health and have significant social impacts. The ease of creating deepfakes makes it difficult to verify media authenticity, eroding trust in journalism and creating confusion about what is true and what is not. Their potential to cause harm has made it necessary to consider legal and regulatory approaches.

India’s Legal Landscape Surrounding Deepfakes

India presently lacks a specific law dealing with deepfakes, but the existing legal provisions offer some safeguards against mischief caused. 

• Deepfakes created with the intent of spreading misinformation or damaging someone’s reputation can be prosecuted under the Bharatiya Nyaya Sanhita of 2023. It deals with the consequences of such acts under Section 356, governing defamation law.
• The Information Technology Act of 2000, the primary law that regulates Indian cyberspace. Any unauthorised disclosure of personal information which is used to create deepfakes for harassment or voyeurism is a violation of the act.
• The unauthorised use of a person's likeness in a deepfake can become a violation of their intellectual property rights and lead to copyright infringement.
• India’s privacy law, the Digital Personal Data Protection Act, regulates and limits the misuse of personal data. It has the potential to address deepfakes by ensuring that individuals’ likenesses are not used without their consent in digital contexts.

India, at present, needs legislation that can specifically address the challenges deepfakes pose. The proposed legislation, aptly titled, ‘the Digital India Act’ aims to tackle various digital issues, including the misuse of deepfake technology and the spread of misinformation. Additionally, states like Maharashtra have proposed laws targeting deepfakes used for defamation or fraud, highlighting growing concerns about their impact on the digital landscape.

Policy Approaches to Regulation of Deepfakes

• Criminalising and penalising the making, creation and distribution of harmful deepfakes as illegal will act as a deterrent.
• There should be a process that mandates the disclosures for synthetic media. This would be to inform viewers that the content has been created using AI. 
• Encouraging tech companies to implement stricter policies on deepfake content moderation can enhance accountability and reduce harmful misinformation.
• The public’s understanding of deepfakes should be promoted. Especially, via awareness campaigns that will empower citizens to critically evaluate digital content and make informed decisions.

Deepfake, Global Overview

There has been an increase in the momentum to regulate deepfakes globally. In October 2023, US President Biden signed an executive order on AI risks instructing the US Commerce Department to form labelling standards for AI-generated content. California and Texas have passed laws against the dangerous distribution of deepfake images that affect electoral contexts and Virginia has targeted a law on the non-consensual distribution of deepfake pornography. 

China promulgated regulations requiring explicit marking of doctored content. The European Union has tightened its Code of Practice on Disinformation by requiring social media to flag deepfakes, otherwise they risk facing hefty fines and proposed transparency mandates under the EU AI Act. These measures highlight a global recognition of the risks that deepfakes pose and the need for a robust regulatory framework.

Conclusion 

With deepfakes being a significant source of risk to trust and democratic processes, a multi-pronged approach to regulation is in order. From enshrining measures against deepfake technology in specific laws and penalising the same, mandating transparency and enabling public awareness, the legislators have a challenge ahead of them. National and international efforts have highlighted the urgent need for a comprehensive framework to enable measures to curb the misuse and also promote responsible innovation. Cooperation during these trying times will be important to shield truth and integrity in the digital age. 

References

• https://digitalcommons.usf.edu/cgi/viewcontent.cgi?article=2245&context=jss
• https://www.thehindu.com/news/national/regulating-deepfakes-generative-ai-in-india-explained/article67591640.ece
• https://www.brennancenter.org/our-work/research-reports/regulating-ai-deepfakes-and-synthetic-media-political-arena
• https://www.responsible.ai/a-look-at-global-deepfake-regulation-approaches/
• https://thesecretariat.in/article/wake-up-call-for-law-making-on-deepfakes-and-misinformation 

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Introduction

In today's era of digitalised community and connections, social media has become an integral part of our lives. A large number of teenagers are also active and have their accounts on social media. They use social media to connect with their friends and family. Social media offers ease to connect and communicate with larger communities and even showcase your creativity. On the other hand, it also poses some challenges or issues such as inappropriate content, online harassment, online stalking, misuse of personal information, abusive and dishearted content etc. There could be unindented consequences on teenagers' mental health by such threats or overuse of social media. The data shows some teens spend hours a day on social media hence it has a larger impact on them whether we notice it or not.  Social media addiction and its negative repercussions such as overuse of social media by teens and online threats and vulnerabilities is a growing concern that needs to be taken seriously by social media platforms, regulatory policies and even user's responsibilities. Recently Colorado and California led a joint lawsuit filed by 33 states in the U.S. District Court for the Northern District of California against meta on the concern of child safety.

Meta and concern of child users safety

Recently Meta, the company that owns Facebook, Instagram, WhatsApp, and Messenger, has been sued by more than three dozen states for allegedly using features to hook children to its platforms. The lawsuit claims that Meta violated consumer protection laws and deceived users about the safety of its platforms. The states accuse Meta of designing manipulative features to induce young users' compulsive and extended use, pushing them into harmful content. However, Meta has responded by stating that it is working to provide a safer environment for teenagers and expressing disappointment in the lawsuit.

According to the complaint filed by the states, Meta “designed psychologically manipulative product features to induce young users’ compulsive and extended use" of platforms like Instagram. The states allege that Meta's algorithms were designed to push children and teenagers into rabbit holes of toxic and harmful content, with features like "infinite scroll" and persistent alerts used to hook young users. However, meta responded with disappointment with a lawsuit stating that meta working productively with companies across the industry to create clear, age-appropriate standards for the many apps.

Unplug for sometime

Overuse of social media is associated with increased mental health repercussions along with online threats and risks. Social media’s effect on teenagers is driven by factors such as inadequate sleep, exposure to cyberbullying and online threats and lack of physical activity. Its admitted that social media can help teens feel more connected to their friends and their support system and showcase their creativity to the online world.  However, social media overuse by teens is often linked with underlying issues that require attention. To help teenagers, encourage them for responsible use and unplug from social media for some time, encourage them to get outside in nature, do physical activities, and express themselves creatively.  

Understanding the threats & risks

• Psychological effects 

• Addiction: Excessive use of social media will lead to procrastination and excessively using social media can lead to physical and psychological addiction because it triggers the brain's reward system. 
• Mental Conditions Associated: Excessively using social media can be harmful for mental well-being which can also lead to depression and anxiety, self-consciousness and may also lead to social anxiety disorder.
• Eyes, Carpal tunnel syndrome: Excessive spending time on screen may lead to put a real strain on your eyes. Eye problems caused by computer/phone screen use fall under computer vision syndrome (CVS). Carpal tunnel syndrome is caused by pressure on the median nerve.

• Cyberbullying: Cyberbullying is one of the major concerns faced in online interactions on social media. Cyberbullying takes place using the internet or other digital communication technology to bully, harass, or intimidate others and it has become a major concern of online harassment on popular social media platforms. Cyberbullying may include spreading rumours or posting hurtful comments. Cyberbullying has emerged as a phenomenon that has a socio-psychological impact on the victims. 
• Online grooming: Online grooming is defined as the tactics abusers deploy through the internet to sexually exploit children. The average time for a bad actor to lure children into his trap is 3 minutes, which is a very alarming number. 
• Ransomware/Malware/Spyware: Cybercrooks impose threats such as ransomware, malware and spyware by deploying malicious links on social media. This poses serious cyber threats, and it causes consequences such as financial losses, data loss, and reputation damage. Ransomware is a type of malware which is designed to deny a user or organisation access to their files on the computer. On social media, cyber crooks post malicious links which contain malware, and spyware threats. Hence it is important to be cautious before clicking on any such suspicious link.
• Sextortion: Sextortion is a crime where the perpetrator threatens the victim and demands ransom or asks for sexual favours by threatening the victim to expose or reveal the victim’s sexual activity. It is a kind of sexual blackmail, it may take place on social media and youngsters are mostly targeted. The cyber crooks also misuse the advanced AI Deepfake technology which is capable of creating realistic images or videos which in actuality are created by machine algorithms. Deepfakes technology since easily accessible, is misused by fraudsters to commit various crimes including sextortion or deceiving and scamming people through fake images or videos which look realistic. 

• Child sexual abuse material(CSAM): CSAM is inappropriate or illicit content which is prohibited by the laws and regulatory guidelines. Child while using the internet if encounters age-restricted or inappropriate content which may be harmful to them child. Through regulatory guidelines, internet service providers are refrained from hosting the CSAM content on the websites and blocking such inappropriate or CSAM content. 

• In App purchases: The teen user also engages in-app purchases on social media or online gaming where they might fall into financial fraud or easy money scams. Where fraudster targets through offering exciting job offers such as part-time job, work-from-home job, small investments, liking content on social media, and earning money out of this. This has been prevalent on social media and fraudsters target innocent people ask for their personal and financial information, and commit financial fraud by scamming people on the pretext of offering exciting offers.

Safety tips:

To stay safe while using social media teens or users are encouraged to follow the best practices and stay aware of the online threats. Users must keep in regard to the best practices. Such as;

• Safe web browsing.
• Utilising privacy settings of your social media accounts.
• Using strong passwords and enabling two-factor authentication.
• Be careful about what you post or share.
• Becoming familiar with the privacy policy of the social media platforms.
• Being selective of adding unknown users to your social media network.
• Reporting any suspicious activity to the platform or relevant forum.

Conclusion:

Child safety is a major concern on social media platforms. Social media-related offences such as cyberstalking, hacking, online harassment and threats, sextortion, and financial fraud are seen as the most occurring cyber crimes on social media. The tech giants must ensure the safety of teen users on social media by implementing and adopting the best mechanisms on the platform. CyberPeace Foundation is working towards advocating for a Child-friendly SIM to protect from the illicit influence of the internet and Social Media. 

References:

• https://www.scientificamerican.com/article/heres-why-states-are-suing-meta-for-hurting-teens-with-facebook-and-instagram/
• https://www.nytimes.com/2023/10/24/technology/states-lawsuit-children-instagram-facebook.html

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Introduction

In the age of advanced technology, Cyber threats continue to grow, and so are the cyber hubs. A new name has been added to the cyber hub, Purnia, a city in India, is now evolving as a new and alarming menace-biometric cloning and financial crimes. This emerging cyber threat involves replicating an individual’s biometric data, such as fingerprint or facial recognition, to gain unauthorised access to their bank accounts and carry out fraudulent activities. In this blog, we will have a look at the methods employed, the impact on individuals and institutions, and the necessary steps to mitigate the risk.

The Backdrop

Purnia, a bustling city in the state of Bihar, India, is known for its rich cultural heritage, However, underneath its bright appearance comes a hidden danger—a rising cyber threat with the potential to devastate its citizens’ financial security. Purnia has seen the growth of a dangerous trend in recent years, such as biometric cloning for financial crimes, after several FIRs were registered with Kasba and Amaur police stations. The Police came into action and started an investigation.

Modus Operandi unveiled

The modus Operandi of cyber criminals includes hacking into databases, intercepting data during transactions, or even physically obtaining fingerprints of facial images from objects or surfaces. Let’s understand how they gathered all this data and why Bihar was not targeted.

These criminals are way smart they operate in the three states. They targeted and have open access to obtain registry and agreement paperwork from official websites, albeit it is not available online in Bihar. As a result, the scam was conducted in other states rather than Bihar; further, the fraudsters were involved in downloading the fingerprints, biometrics, and Aadhaar numbers of buyers and sellers from the property registration documents of Andhra Pradesh, Haryana, and Telangana.

After Cloning fingerprints, the fraudster withdrew money after linking with Aadhaar Enabled Payment System (AEPS) from various bank accounts. The fraudsters stamped the fingerprint on rubber trace paper and utilised a polymer stamp machine and heating at a specific temperature with a chemical to make duplicate fingerprints used in unlawful financial transactions from several consumers’ bank accounts.

Investigation Insight

After the breakthrough, the police teams recovered a large number of smartphones, ATM cards, rubber stamps of fingerprints, Aadhar numbers, scanners, Stamp machines, laptops, and chemicals, and along with this, 17 people were arrested.

During the investigation, it was found that the cybercriminals employ Sophisticated money laundering techniques to obscure the illicit origins of the stolen funds. The fraudsters transfer money into various /multiple accounts or use cryptocurrency. Using these tactics makes it more challenging for authorities to trace back money and get it back.

Impact of biometric Cloning scam

The Biometric scam has far-reaching implications both for society, Individuals, and institutions. These kinds of scams cause financial losses and create emotional breakdowns, including anger, anxiety, and a sense of violation. This also broke the trust in a digital system.

It also seriously impacts institutions. Biometric cloning frauds may potentially cause severe reputational harm to financial institutions and organisations. When clients fall prey to such frauds, it erodes faith in the institution’s security procedures, potentially leading to customer loss and a tarnished reputation. Institutions may suffer legal and regulatory consequences, and they must invest money in investigating the incident, paying victims, and improving their security systems to prevent similar instances.

Raising Awareness

Empowering Purnia Residents to Protect Themselves from Biometric Fraud: Purnia must provide its inhabitants with knowledge and techniques to protect their personal information as it deals with the increasing issue of biometric fraud. Individuals may defend themselves from falling prey to these frauds by increasing awareness about biometric fraud and encouraging recommended practices. This blog will discuss the necessity of increasing awareness and present practical recommendations to help Purnia prevent biometric fraud. Here are some tips that one can follow;

• Securing personal Biometric data: It is crucial to safeguard personal biometric data. Individuals should be urged to secure their fingerprints, face scans, and other biometric information in the same way that they protect their passwords or PINs. It is critical to ensure that biometric data is safely maintained and shared with only trustworthy organisations with strong security procedures in place.
• Verifying Service providers: Residents should be vigilant while submitting biometric data to service providers, particularly those providing financial services. Before disclosing any sensitive information, it is important to undertake due diligence and establish the validity and reliability of the organisation. Checking for relevant certificates, reading reviews, and getting recommendations can assist people in making educated judgments and avoiding unscrupulous companies.
• Personal Cybersecurity: Individuals should implement robust cybersecurity practices to reduce the danger of biometric fraud. This includes using difficult and unique passwords, activating two-factor authentication, upgrading software and programs on a regular basis, and being wary of phishing efforts. Individuals should also refrain from providing personal information or biometric data via unprotected networks or through untrustworthy sources.
• Educating the Elderly and Vulnerable Groups: Special attention should be given to educating the elderly and other vulnerable groups who may be more prone to scams. Awareness campaigns may be modified to their individual requirements, emphasising the significance of digital identities, recognising possible risks, and seeking help from reliable sources when in doubt. Empowering these populations with knowledge can help keep them safe from biometric fraud.

Measures to Stay Ahead

As biometric fraud is a growing concern, staying a step ahead is essential. By following these simple steps, one can safeguard themselves.

• Multi-factor Authentication: MFA is one of the best methods for security. MFA creates multi-layer security or extra-layer security against unauthorised access. MFA incorporates a biometric scan and a password.
• Biometric Encryption: Biometric encryption securely stores and transmits biometric data. Rather than keeping raw biometric data, encryption methods transform it into mathematical templates that cannot be reverse-engineered. These templates are utilised for authentication, guaranteeing that the original biometric information is not compromised even if the encrypted data is.
• AI and Machine Learning (ML): AI and ML technologies are critical in detecting and combating biometric fraud. These systems can analyse massive volumes of data in real-time, discover trends, and detect abnormalities. Biometric systems may continually adapt and enhance accuracy by employing AI and ML algorithms, boosting their capacity to distinguish between legitimate users and fraudulent efforts.

Conclusion

The Biometric fraud call needs immediate attention to protect the bankers from the potential consequences. By creating awareness, we can save ourselves; additionally, by working together, we can create a safer digital environment. The use of biometric verification was inculcated to increase factor authentication for a banker. However, we see that the bad actors have already started to bypass the tech and even wreak havoc upon the netizens by draining their accounts of their hard-earned money. The banks and the cyber cells nationwide need to work together in synergy to increase awareness and safety mechanisms to prevent such cyber crimes and create effective and efficient redressal mechanisms for the citizens.

Reference

https://www.hindustantimes.com/cities/patna-news/purnia-emerges-as-cyber-fraud-hotspot-as-biometric-data-used-for-online-swindling-police-arrest-17-and-recover-cloning-equipment-1016841669436