#FactCheck-RBI's Alleged Guidelines on Ink Colour for Cheque Writing
Executive Summary:
A viral message is circulating claiming the Reserve Bank of India (RBI) has banned the use of black ink for writing cheques. This information is incorrect. The RBI has not issued any such directive, and cheques written in black ink remain valid and acceptable.
Claim:
The Reserve Bank of India (RBI) has issued new guidelines prohibiting using black ink for writing cheques. As per the claimed directive, cheques must now be written exclusively in blue or green ink.
Fact Check:
Upon thorough verification, it has been confirmed that the claim regarding the Reserve Bank of India (RBI) issuing a directive banning the use of black ink for writing cheques is entirely false. No such notification, guideline, or instruction has been released by the RBI in this regard. Cheques written in black ink remain valid, and the public is advised to disregard such unverified messages and rely only on official communications for accurate information.
As stated by the Press Information Bureau (PIB), this claim is false The Reserve Bank of India has not prescribed specific ink colors to be used for writing cheques. There is a mention of the color of ink to be used in point number 8, which discusses the care customers should take while writing cheques.
Conclusion:
The claim that the Reserve Bank of India has banned the use of black ink for writing cheques is completely false. No such directive, rule, or guideline has been issued by the RBI. Cheques written in black ink are valid and acceptable. The RBI has not prescribed any specific ink color for writing cheques, and the public is advised to disregard unverified messages. While general precautions for filling out cheques are mentioned in RBI advisories, there is no restriction on the color of the ink. Always refer to official sources for accurate information.
- Claim: The new RBI ink guidelines are mandatory from a specified date.
- Claimed On: Social Media
- Fact Check: False and Misleading
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Amid the popularity of OpenAI’s ChatGPT and Google’s announcement of introducing its own Artificial Intelligence chatbot called Bard, there has been much discussion over how such tools can impact India at a time when the country is aiming for an AI revolution.
During the Budget Session, Finance Minister Nirmala Sitharaman talked about AI, while her colleague, Minister of State (MoS) for Electronics and Information Technology Rajeev Chandrasekhar discussed it at the India Stack Developer Conference.
While Sitharaman stated that the government will establish three centres of excellence in AI in the country, Chandrashekhar at the event mentioned that India Stack, which includes digital solutions like Aadhaar, Digilocker and others, will become more sophisticated over time with the inclusion of AI.
As AI chatbots become the buzzword, News18 discusses with experts how such tech tools will impact India.
AI IN INDIA
Many experts believe that in a country like India, which is extremely diverse in nature and has a sizeable population, the introduction of technologies and their right adoption can bring a massive digital revolution.
For example, Manoj Gupta, Cofounder of Plotch.ai, a full-stack AI-enabled SaaS product, told News18 that Bard is still experimental and not open to everyone to use while ChatGPT is available and can be used to build applications on top of it.
He said: “Conversational chatbots are interesting since they have the potential to automate customer support and assisted buying in e-commerce. Even simple banking applications can be built that can use ChatGPT AI models to answer queries like bank balance, service requests etc.”
According to him, such tools could be extremely useful for people who are currently excluded from the digital economy due to language barriers.
Ashwini Vaishnaw, Union Minister for Communications, Electronics & IT, has also talked about using such tools to reduce communication issues. At World Economic Forum in Davos, he said: “We integrated our Bhashini language AI tool, which translates from one Indian language to another Indian language in real-time, spoken and text everything. We integrated that with ChatGPT and are seeing very good results.”
‘DOUBLE-EDGED SWORD’
Sundar Balasubramanian, Managing Director, India & SAARC, at Check Point Software, told News18 that generative AI like ChatGPT is a “double-edged sword”.
According to him, used in the right way, it can help developers write and fix code quicker, enable better chat services for companies, or even be a replacement for search engines, revolutionising the way people search for information.
“On the flip side, hackers are also leveraging ChatGPT to accelerate their bad acts and we have already seen examples of such exploitations. ChatGPT has lowered the bar for novice hackers to enter the field as they are able to learn quicker and hack better through asking the AI tool for answers,” he added.
Balasubramanian also stated that CPR has seen the quality of phishing emails improve tremendously over the past 3 months, making it increasingly difficult to discern between legitimate sources and a targeted phishing scam.
“Despite the emergence of the use of generative AI impacting cybercrime, Check Point is continually reminding organisations and individuals of the significance of being vigilant as ChatGPT and Codex become more mature, it can affect the threat landscape, for both good and bad,” he added.
While the real-life applications of ChatGPT include several things ranging from language translation to explaining tricky math problems, Balasubramanian said it can also be used for making the work of cyber researchers and developers more efficient.
“Generative AI or tools like ChatGPT can be used to detect potential threats by analysing large amounts of data and identifying patterns that may indicate malicious activity. This can help enterprises quickly identify and respond to a potential threat before it escalates to something more,” he added.
POSITIVE FACTORS
Major Vineet Kumar, Founder and Global President of CyberPeace Foundation, believes that the deployment of AI chatbots has proven to be highly beneficial in India, where a booming economy and increasing demand for efficient customer service have led to a surge in their use. According to him, both ChatGPT and Bard have the potential to bring significant positive change to various industries and individuals in India.
“ChatGPT has already made an impact by revolutionising customer service, providing instant and accurate support, and reducing wait time. It has automated tedious and complicated tasks for businesses and educational institutions, freeing up valuable time for more significant activities. In the education sector, ChatGPT has also improved learning experiences by providing quick and reliable information to students and educators,” he added.
He also said there are several possible positive impacts that the AI chatbots, ChatGPT and Bard, could have in India and these include improved customer experience, increased productivity, better access to information, improved healthcare, improved access to education and better financial services.
Reference Link : https://www.news18.com/news/explainers/confused-about-chatgpt-bard-experts-tell-news18-how-openai-googles-ai-chatbots-may-impact-india-7026277.html
SVIMS Director and Vice-Chancellor B. Vengamma lighting a lamp to formally launch the cybercrime awareness programme conducted by the police department for the medical students in Tirupati on Wednesday.
An awareness meet on safe Internet practices was held for the students of Sri Venkateswara University University (SVU) and Sri Venkateswara Institute of Medical Sciences (SVIMS) here on Wednesday.
“Cyber criminals on the prowl can easily track our digital footprint, steal our identity and resort to impersonation,” cyber expert I.L. Narasimha Rao cautioned the college students.
Addressing the students in two sessions, Mr. Narasimha Rao, who is a Senior Manager with CyberPeace Foundation, said seemingly common acts like browsing a website, and liking and commenting on posts on social media platforms could be used by impersonators to recreate an account in our name.
Turning to the youth, Mr. Narasimha Rao said the incognito mode and Virtual Private Network (VPN) used as a protected network connection do not ensure total privacy as third parties could still snoop over the websites being visited by the users. He also cautioned them tactics like ‘phishing’, ‘vishing’ and ‘smishing’ being used by cybercriminals to steal our passwords and gain access to our accounts.
“After cracking the whip on websites and apps that could potentially compromise our security, the Government of India has recently banned 232 more apps,” he noted.
Additional Superintendent of Police (Crime) B.H. Vimala Kumari appealed to cyber victims to call 1930 or the Cyber Mitra’s helpline 9121211100. SVIMS Director B. Vengamma stressed the need for caution with smartphones becoming an indispensable tool for students, be it for online education, seeking information, entertainment or for conducting digital transactions.
In 2023, PIB reported that up to 22% of young women in India are affected by Polycystic Ovarian Syndrome (PCOS). However, access to reliable information regarding the condition and its treatment remains a challenge. A study by the PGIMER Chandigarh conducted in 2021 revealed that approximately 37% of affected women rely on the internet as their primary source of information for PCOS. However, it can be difficult to distinguish credible medical advice from misleading or inaccurate information online since the internet and social media are rife with misinformation. The uptake of misinformation can significantly delay the diagnosis and treatment of medical conditions, jeopardizing health outcomes for all.
The PCOS Misinformation Ecosystem Online
PCOS is one of the most common disorders diagnosed in the female endocrine system, characterized by the swelling of ovaries and the formation of small cysts on their outer edges. This may lead to irregular menstruation, weight gain, hirsutism, possible infertility, poor mental health, and other symptoms. However, there is limited research on its causes, leaving most medical practitioners in India ill-equipped to manage the issue effectively and pushing women to seek alternate remedies from various sources.
This creates space for the proliferation of rumours, unverified cures and superstitions, on social media, For example, content on YouTube, Facebook, and Instagram may promote “miracle cures” like detox teas or restrictive diets, or viral myths claiming PCOS can be “cured” through extreme weight loss or herbal remedies. Such misinformation not only creates false hope for women but also delays treatment, or may worsen symptoms.
How Tech Platforms Amplify Misinformation
- Engagement vs. Accuracy: Social media algorithms are designed to reward viral content, even if it’s misleading or incendiary since it generates advertisement revenue. Further, non-medical health influencers often dominate health conversations online and offer advice with promises of curing the condition.
- Lack of Verification: Although platforms like YouTube try to provide verified health-related videos through content shelves, and label unverified content, the sheer volume of content online means that a significant chunk of content escapes the net of content moderation.
- Cultural Context: In India, discussions around women’s health, especially reproductive health, are stigmatized, making social media the go-to source for private, albeit unreliable, information.
Way Forward
a. Regulating Health Content on Tech Platforms: Social media is a significant source of health information to millions who may otherwise lack access to affordable healthcare. Rather than rolling back content moderation practices as seen recently, platforms must dedicate more resources to identify and debunk misinformation, particularly health misinformation.
b. Public Awareness Campaigns: Governments and NGOs should run nationwide campaigns in digital literacy to educate on women’s health issues in vernacular languages and utilize online platforms for culturally sensitive messaging to reach rural and semi-urban populations. This is vital for countering the stigma and lack of awareness which enables misinformation to proliferate.
c. Empowering Healthcare Communication: Several studies suggest a widespread dissatisfaction among women in many parts of the world regarding the information and care they receive for PCOS. This is what drives them to social media for answers. Training PCOS specialists and healthcare workers to provide accurate details and counter misinformation during patient consultations can improve the communication gaps between healthcare professionals and patients.
d. Strengthening the Research for PCOS: The allocation of funding for research in PCOS is vital, especially in the face of its growing prevalence amongst Indian women. Academic and healthcare institutions must collaborate to produce culturally relevant, evidence-based interventions for PCOS. Information regarding this must be made available online since the internet is most often a primary source of information. An improvement in the research will inform improved communication, which will help reduce the trust deficit between women and healthcare professionals when it comes to women’s health concerns.
Conclusion
In India, the PCOS misinformation ecosystem is shaped by a mix of local and global factors such as health communication failures, cultural stigma, and tech platform design prioritizing engagement over accuracy. With millions of women turning to the internet for guidance regarding their conditions, they are increasingly vulnerable to unverified claims and pseudoscientific remedies which can lead to delayed diagnoses, ineffective treatments, and worsened health outcomes. The rising number of PCOS cases in the country warrants the bridging of health research and communications gaps so that women can be empowered with accurate, actionable information to make the best decisions regarding their health and well-being.
Sources
- https://pib.gov.in/PressReleasePage.aspx?PRID=1893279#:~:text=It%20is%20the%20most%20prevailing%20female%20endocrine,neuroendocrine%20system%2C%20sedentary%20lifestyle%2C%20diet%2C%20and%20obesity.
- https://www.thinkglobalhealth.org/article/india-unprepared-pcos-crisis?utm_source=chatgpt.com
- https://www.bbc.com/news/articles/ckgz2p0999yo
- https://pmc.ncbi.nlm.nih.gov/articles/PMC9092874/
