#FactCheck - Edited Video of ‘India-India’ Chants at Republican National Convention

Introduction

The AI Action Summit is a global forum that brings together world leaders, policymakers, technology experts, and industry representatives to discuss AI governance, ethics, and its role in society. This year, the week-long  Paris AI Action Summit officially culminated on the 11th of February, 2025. It brought together experts from the industry, policymakers, and other dignitaries to discuss Artificial Intelligence and its challenges. The event was co-chaired by Indian Prime Minister Narendra Modi and French President Emmanuel Macron. In line with the summit, the Indian delegation actively engaged in the 2nd India-France AI Policy Roundtable, an official side event of the summit, and the 14th India-France CEOs Forum. These discussions were on diverse sectors including defense, aerospace, technology, etc. among other things.

Prime Minister Modi’s Address 

During the AI Action Summit in Paris, Prime Minister Narendra Modi drew attention to the revolutionary effect of AI in politics, the economy, security, and society. Stressing the requirement of international cooperation, he promoted strong frameworks of governance to combat AI-based risks and consequently, build public confidence in new technologies. Needed efforts with respect to cybersecurity issues such as deepfakes and disinformation were also acknowledged. 

Democratising AI, and sharing its benefits, particularly with the Global South not only aligned with Sustainable Development Goals (SDGs) but also affirmed India’s resolve towards sharing expertise and best practices. India’s remarkable feat of creating a Digital Public Infrastructure,  that caters to a population of 1.4 billion through open and accessible technology was highlighted as well.

Among the key announcements, India revealed its plans to create its own Large Language Model (LLM) that reflects the country's linguistic diversity, strengthening its AI aspirations. Further, India will be hosting the next AI Action Summit, reaffirming its position in international AI leadership. The Prime Minister also welcomed France's initiatives, such as the launch of the "AI Foundation" and the "Council for Sustainable AI", initiated by President Emmanuel Macron. He emphasized the necessity to extend the Global Partnership for AI and to get it more representative and inclusive so that Global South voices are actually incorporated into AI innovation and governance.

Other Perspectives

Though there were 58 countries that signed the international agreement on a more open, inclusive, sustainable, and ethical approach to AI development (including India, France, and China), the UK and the US have refused to sign the international agreement at the AI Summit stating their issues with global governance and national security. While the former raised concerns about the lack of sufficient details regarding the establishment of global AI governance and AI’s effect on national security as their reason, the latter showcased its reservations about the overly wide AI regulations which had the potential to hamper a transformative industry. Meanwhile, the US is also looking forward to ‘Stargate’, its $500 billion AI infrastructure project alongside the companies- OpenAI, Softbank, and Oracle. 

CyberPeace Insights

The Summit has garnered greater significance with the backdrop of the release of platforms such as DeepSeek R1, China’s AI assistant system similar to that of OpenAI’s ChatGPT. On its release, it was the top-rated free application on Apple’s app store and sent the technology stocks tumbling. Moreover, investors world over appreciated the creation of the model which was made roughly in about $5 million while other AI companies spent more in comparison (keeping in mind the restrictions caused by the chip export controls in China). This breakthrough challenges the conventional notion that massive funding is a prerequisite for innovation, offering hope for India’s burgeoning AI ecosystem. With the IndiaAI mission and fewer geopolitical restrictions, India stands at a pivotal moment to drive responsible AI advancements. 

References:

• https://www.mea.gov.in/press-releases.htm?dtl/39023/Prime_Minister_cochairs_AI_Action_Summit_in_Paris_February_11_2025
• https://indianexpress.com/article/explained/explained-sci-tech/what-is-stargate-trumps-500-billion-ai-project-9793165/
• https://pib.gov.in/PressReleasePage.aspx?PRID=2102056
• https://pib.gov.in/PressReleasePage.aspx?PRID=2101947
• https://pib.gov.in/PressReleasePage.aspx?PRID=2101896
• https://www.timesnownews.com/technology-science/uk-and-us-decline-to-sign-global-ai-agreement-at-paris-ai-action-summit-here-is-why-article-118164497 
• https://www.thehindu.com/sci-tech/technology/india-57-others-sign-paris-joint-statement-on-inclusive-sustainable-ai/article69207937.ece 

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Introduction

According to a shocking report, there are multiple scam loan apps on the App Store in India that charge excessive interest rates and force users to pay by blackmailing and harassing them. Apple has prohibited and removed these apps from the App Store, but they may still be installed on your iPhone and running. You must delete any of these apps if you have downloaded them. Learn the names of these apps and how they operated the fraud.

Why Apple banned these apps?

• Apple has taken action to remove certain apps from the Indian App Store. These apps were engaging in unethical behaviour, such as impersonating financial institutions, demanding high fees, and threatening borrowers. Here are the titles of these apps, as well as what Apple has said about their suspension.
• Following user concerns, Apple removed six loan apps from the Indian App Store. Loan apps include White Kash, Pocket Kash, Golden Kash, Ok Rupee, and others.
• According to multiple user reviews, certain apps seek unjustified access to users’ contact lists and media. These apps also charge exorbitant fees that are not necessitated. Furthermore, companies have been found to engage in unethical tactics such as charging high-interest rates and “processing fees” equal to half the loan amount.
• Some lending app users have reported being harassed and threatened for failing to return their loans on time. In some circumstances, the apps threatened the user’s contacts if payment was not completed by the deadline. According to one user, the app company threatened to produce and send false photographs of her to her contacts.
• These loan apps were removed from the App Store, according to Apple, because they broke the norms and standards of the Apple Developer Program License Agreement. These apps were discovered to be falsely claiming financial institution connections.

Issue of Fake loan apps on the App Store

• The App Store and our App Review Guidelines are designed to ensure we provide our users with the safest experience possible,” Apple explained. “We do not tolerate fraudulent activity on the App Store and have strict rules against apps and developers who attempt to game the system.
• In 2022, Apple blocked nearly $2 billion in fraudulent App Store sales. Furthermore, it rejected nearly 1.7 million software submissions that did not match Apple’s quality and safety criteria and cancelled 428,000 developer accounts due to suspected fraudulent activities.
• The scammers also used heinous tactics to force the loanees to pay. According to reports, the scammers behind the apps gained access to the user’s contact list as well as their images. They would morph the images and then scare the individual by sharing their fake nude photos with their whole contact list.

Dangerous financial fraud apps have surfaced on the App Store

• TechCrunch acquired a user review from one of these apps. “I borrowed an amount in a helpless situation, and a day before the repayment due date, I got some messages with my picture and my contacts in my phone saying that repay your loan or they will inform our contacts that you are not paying the loan,” it said.
• Sandhya Ramesh, a journalist from The Print, recently tweeted a screenshot of a direct message she got. A victim’s friend told a similar story in the message.
• TechCrunch contacted Apple, who confirmed that the apps had been removed from the App Store for breaking the Apple Developer Program License Agreement and guidelines.

Conclusion

Recently, some users have claimed that some quick-loan applications, such as White Kash, Pocket Kash, and Golden Kash, have appeared on the Top Finance applications chart in recent days. These apps necessitate unauthorised and intrusive access to users’ contact lists and media. According to hundreds of user evaluations, these apps charged exorbitantly high and useless fees. They used unscrupulous techniques such as demanding “processing fees” equal to half the loan amount and charging high-interest rates. Users were also harassed and threatened with restitution. If payments were not made by the due date, the lending applications threatened to notify users’ contacts. According to one user, the app provider even threatened to generate phoney nude images of her and send them to her contacts.

The evolution of technology has presented both profound benefits and considerable challenges. It has benefited us with global interconnectivity, optimisation of the workforce, faster and solution-oriented approach, but at the same time increases risks of cybercrimes and the misuse of technology via online theft, fraud, and abuse. As the reliance on technology increases, it makes the users vulnerable to cyberattacks. 

One way to address this nuisance is to set global standards and initiate measures for cooperation by integrating the efforts of international institutions such as UN bodies and others. The United Nations Interregional Crime and Justice Research Institute, which combats cybercrime and promotes the responsible use of technology, is making waves in these issues. 

Understanding the Scope of the Problem 

Crowdstrike had estimated the cybersecurity market at $207.77 billion in 2024 and expected it to reach $376.55 billion by 2029 and continue growing at a CAGR of 12.63% during the forecast period. In October of 2024, Forbes predicted that the cost of cyber attacks on the global economy would be over $10.5 trillion. 

The developments in technology have provided cybercriminals with more sophisticated means to commit cybercrimes. These include cybercrimes like data breaches, which are increasingly common, such as phishing attacks, ransomware, social engineering, and IoT attacks. Their impact is evident across various domains, including economic and social spheres. The victims of cybercrimes can often suffer from stress, anxiety, fear of being victimised again, a lack of trust and social polarisation/stigmatisation.

UNICRI’s Strategic Approach 

UNICRI actively combats cybercrimes and technology misuse, focusing on cybersecurity, organized crime in cyberspace, and terrorists' internet use. Since 2020, it has monitored social media misuse, analysed tools to debunk misinformation and balanced security with human rights. 

The key focus areas of UNICRI’s strategic approach include cybersecurity in robotics, critical infrastructure, and SCADA systems, digital forensics, child online protection and addressing online profiling and discrimination. It further supports LEAs (judges, prosecutors, and investigators) by providing them with specialised training. Its strategies to counter cybercrime and tech misuse include capacity-building exercises for law enforcement, developing international legal frameworks, and fostering public-private collaborations.

Key Initiatives under UNICRI Strategic Programme Framework of 2023-2026

The key initiatives under UNICRI set out the strategic priority areas that will guide its work. It  includes:

1. Prevent and Counter Violent Extremism: By addressing the drivers of radicalisation, gender-based discrimination, and leveraging sports for prevention.
2. Combat Organised Crime: Via tackling illicit financial flows, counterfeiting, and supply chain crimes while promoting asset recovery.
3. Promotion of Emerging Technology Governance: Encouraging responsible AI use, mitigating cybercrime risks, and fostering digital inclusivity.
4. Rule of Law and Justice Access: Enhancing justice systems for women and vulnerable populations while advancing criminal law education.
5. CBRN Risk Mitigation: Leveraging expert networks and whole-of-society strategies to address chemical, biological, radiological, and nuclear risks.

The Challenges and Opportunities: CyberPeace Takeaways

The challenges that affect the regulation of cybercrimes are most often caused due to jurisdictional barriers, the lack of resources, and the rapid pace of technological change. This is due to the cross-border nature of cybercrimes and as many nations lack the expertise or infrastructure to address sophisticated cyber threats. The regulatory or legislative frameworks often get outpaced by technology developments, including quantum computing, deepfakes, or blockchain misuse. Due to this, these crimes are often unpunished.  

The opportunities that have been developing for innovation in cybercrime prevention, include AI and machine learning tools to detect cybercrimes, enhanced international cooperation that can strengthen the collective defence mechanisms, like multi-stakeholder approaches.  Capacity Building initiatives for continuous training and education help LEAs and judicial systems adapt to emerging threats, is a continuous effort that requires participation from all sectors, be it public or private. 

Conclusion 

Due to cybercrimes and the threats they induce on individuals, communities, and global security, the proactive approach by UNICRI of combining international cooperation, capacity-building and innovative strategies is pivotal in combating these challenges. By addressing the challenges of organised crime in cyberspace, child online protection, and emerging technology governance, UNICRI exemplifies the power of strategic engagement. While jurisdictional barriers and resource limitations persist, the opportunities in AI, global collaboration, and education offer a path forward. With the evolution of technology, our defences must also be dynamic and ever evolving, and UNICRI’s efforts are essential to building a safer, more inclusive digital future for all.

References

• https://unicri.it/special_topics/securing_cyberspace
• https://www.forbes.com/sites/bernardmarr/2023/10/11/the-10-biggest-cyber-security-trends-in-2024-everyone-must-be-ready-for-now/

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