Passkeys - New Security

Himanshi Singh

Associate, Policy & Advocacy

PUBLISHED ON

May 24, 2023

Introduction

Apple launched Passkeys with iOS 16 as a more authentic and secure mechanism. It is safer than passwords, and it is more efficient in comparison to passwords. Apple users using iOS 16 passkeys features should enable two-factor authentication. The passkeys are an unchallenging mechanism than the passwords for the passkeys. The user just has to open the apps and websites, and then the biometric sensor automatically recognises the face and fingerprints. There can be a PIN and pattern used to log instead of passwords. The passkeys add an extra coating of protection to the user’s systems against cyber threats like phishing attacks by SMS and one-time password-based. In a report 9 to 5mac, there is confirmation that 95% of users are using passkeys. Also, with the passkeys, users’ experience will be better, and it is a more security-proof mechanism. The passwords were weak, reused credentials and credentials leaked, and the chances of phishing attacks were real.

What are passkeys?

Passkey is a digital key linked to users’ accounts and websites or applications. Passkeys allow the user to log into any application and website without entering passwords, usernames, or other details. The aim of this new feature is to replace the old long pattern of entering passwords for going through any websites and applications.

The passkeys are developed by Microsoft, Apple, and Google together, and it is also called FIDO Authentication (Fast identity online). It eliminates the need to remember passwords and the need for typing. So, the passkeys work as they replace the password with a unique digital key, which is tied to the account then, the key is stored in the device itself, and it is end-to-end encrypted. The passkeys will always be on the sites on which users specifically created them. the passkeys use the technology of cryptography for more security purposes. And the passkeys guarantee against the phish.

And since the passkeys follow FIDO standards so, this also can be used for third-party nonapple devices as the third-party device generate a QR code that enables the iOS user to scan that to log in. It will recognise the face of the person for authentication and then asks for permission on another device to deny or allow.

How are passkeys more secure than passwords?

The passkeys follow the public key cryptographic protocols that support the security keys, and they work against phishing and other cyber threats. It is more secure than SMS and apps based on one-time passwords. And another type of multi-factor authentication.

Why are passwords insecure?

The users create passwords easily, and it is wondering if they are secure. The very important passwords are short and easy to crack as they generally relate to the user’s personal information or popular words. One password is reused by the user to the different accounts, and then, in this case, hacking one account gives access to all accounts to the hackers. The problem is that passwords have inherent flaws, like they could be easily stolen.

Are passkeys about to become obligatory?

Many websites restrict the type of passwords, as some websites ask for mixtures of numbers and symbols, and many websites ask for two-factor authentication. There is no surety about the obligation of passkeys widespread as it is still a new concept and it will take time, so it is going to be optional for a while.

There was a case of a Heartland payment system data breach, and Heartland was handling over 100 million monthly credit card transactions for 175,000 retailers at the time of the incident. Visa and MasterCard detected the hack in January 2009 when they notified Heartland of suspicious transactions. And this happened due to a password breach. The corporation paid an estimated $145 million in settlement for illegal payments. Today, data-driven breaches affect millions of people’s personal information.
GoDaddy reported a security attack in November that affected the accounts of over a million of its WordPress customers. The attacker acquired unauthorised access to GoDaddy’s Managed WordPress hosting environment by hacking into the provisioning system in the company’s legacy Managed WordPress code.

Conclusion

The use of strong and unique passwords is an essential requirement to safeguard information and data from cyberattacks, but still, passwords have its own disadvantages. And by the replacement of passwords, a passkey, a digital key that ensures proper safety and there is security against cyberattacks and cybercrimes through passkey. There are cases above-mentioned that happened due to the password’s weaker security. And in this technology world, there is a need for something for protection and prevention from cybercrimes, and the world dumps passwords and adopts passkeys.

References

PUBLISHED ON

May 24, 2023

Related Blogs

Sachet Loans on Google Pay

October 26, 2023

Introduction

Google India announced sachet loans on the Google Pay application to help small businesses in the country. Google India said that merchants in India often need smaller loans, hence, the tech giant launched sachet loans on the Gpay application. The company will provide loans to small businesses, which can be repaid in easier repayment instalments. To provide the load services, Google Pay has partnered with DMI Finance. This move comes at the Google for India, 2023, the flagship event to launch the Indian interventions planned by the big tech.

What is a Sachet Loan?

The loan system is the primary backbone of the global banking system. Since we have seen a massive transition towards the digital mode of transactions and banking operations, many online platforms have emerged. With the advent of QR codes, the Unified Payment Interface (UPI) has been rampantly used by Indians for making small or petty payments. Seeing this, Sachet loans made an advent as well, Sachet loans are essentially small-ticket loans ranging from Rs 10,000 to Rs 1 lakh, with repayment tenures between 7 days and 12 months. This nano-credit addresses immediate financial needs and is designed for swift approval and disbursement. Satchel loans are one of the most sought-after loan forms in the Western world. The ease of accessibility and easy repayment options have made it a successful form of money lending, which in turn has sparked the interest of the tech giant Google to execute similar operations in India.

Google Pay

Pertaining to the fact that UPI payments are the most preferred form of online payment, google came out with GPay in 2013 and now enjoys a user base of 67 million Indians. Google Pay has a 36.10% mobile application market share in India, and 26% of the UPI payments made have been through Google Pay. Google Pay adoption for in-store payments in India was higher in 2023 than it was in early 2019, signalling a growing use among consumers. The numbers shown here refer to the share of respondents who indicated they used Google Pay in the last 12 months, either for POS transactions with a mobile device in stores and restaurants or for online shopping. Eight out of 10 respondents from India indicated they had used Google Pay in a POS setting between April 2022 and March 2023, with an additional seven out of 10 saying they used Google Pay during this same time for online payments.

Pertaining to the Indian spectrum, the following aspects should be kept into consideration:

PhonePe, Google Pay and Paytm accounted for nearly 96% of all UPI transactions by value in March
PhonePe remained the top UPI app, processing 407.63 Cr transactions worth INR 7.07 Lakh Cr
While Google Pay and Paytm retained second and third positions, respectively, Amazon Pay pushed CRED to the fifth spot in terms of the number of transactions
Walmart-owned PhonePe, Google Pay and Paytm continued their dominance in India’s UPI payments space, together processing 94% of payments in March 2023.
According to data from the National Payments Corporation of India (NPCI), the top three apps accounted for nearly 96% of all UPI transactions by value. This translates to about 841.91 Cr transactions worth INR 13.44 Lakh Cr between the three apps.

Conclusion

The big tech giant Google.org has been fundamental in creating and provisioning best-in-class services which are easily accessible to all the netizens. Satchel loans are the new services introduced by the platform and the widespread access of Gpay will go a long way in providing financial services and ease to the deprived and needy lot of the Indian population. This transition can also be seen by other payment portals like Paypal and Paytm, which clearly shows India's massive potential in leading the world of online banking and UPI transactions. As per stats, 40% of global online banking transactions take place in India. These aspects, coupled with the cores of Digital India and Make in India, clearly show how India is the global destination for investment in the current era.

References

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Space Laws - Indian Perspective

Recent advances in space exploration and technology have increased the need for space laws to control the actions of governments and corporate organisations.

January 24, 2023

Introduction

Recent advances in space exploration and technology have increased the need for space laws to control the actions of governments and corporate organisations. India has been attempting to create a robust legal framework to oversee its space activities because it is a prominent player in the international space business. In this article, we’ll examine India’s current space regulations and compare them to the situation elsewhere in the world.

Space Laws in India

India started space exploration with Aryabhtta, the first satellite, and Rakesh Sharma, the first Indian astronaut, and now has a prominent presence in space as many international satellites are now launched by India. NASA and ISRO work closely on various projects

India currently lacks any space-related legislation. Only a few laws and regulations, such as the Indian Space Research Organisation (ISRO) Act of 1969 and the National Remote Sensing Centre (NRSC) Guidelines of 2011, regulate space-related operations. However, more than these rules and regulations are essential to control India’s expanding space sector. India is starting to gain traction as a prospective player in the global commercial space sector. Authorisation, contracts, dispute resolution, licencing, data processing and distribution related to earth observation services, certification of space technology, insurance, legal difficulties related to launch services, and stamp duty are just a few of the topics that need to be discussed. The necessary statute and laws need to be updated to incorporate space law-related matters into domestic laws.

India’s Space Presence

Space research activities were initiated in India during the early 1960s when satellite applications were in experimental stages, even in the United States. With the live transmission of the Tokyo Olympic Games across the Pacific by the American Satellite ‘Syncom-3’ demonstrating the power of communication satellites, Dr Vikram Sarabhai, the founding father of the Indian space programme, quickly recognised the benefits of space technologies for India.

As a first step, the Department of Atomic Energy formed the INCOSPAR (Indian National Committee for Space Research) under the leadership of Dr Sarabhai and Dr Ramanathan in 1962. The Indian Space Research Organisation (ISRO) was formed on August 15, 1969. The prime objective of ISRO is to develop space technology and its application to various national needs. It is one of the six largest space agencies in the world. The Department of Space (DOS) and the Space Commission were set up in 1972, and ISRO was brought under DOS on June 1, 1972.

Since its inception, the Indian space programme has been orchestrated well. It has three distinct elements: satellites for communication and remote sensing, the space transportation system and application programmes. Two major operational systems have been established – the Indian National Satellite (INSAT) for telecommunication, television broadcasting, and meteorological services and the Indian Remote Sensing Satellite (IRS) for monitoring and managing natural resources and Disaster Management Support.

Global Scenario

The global space race has been on and ever since the moon landing in 1969, and it has now transformed into the new cold war among developed and developing nations. The interests and assets of a nation in space need to be safeguarded by the help of effective and efficient policies and internationally ratified laws. All nations with a presence in space do not believe in good for all policy, thus, preventive measures need to be incorporated into the legal system. A thorough legal framework for space activities is being developed by the United Nations Office for Outer Space Affairs (UNOOSA). The “Outer Space Treaty,” a collection of five international agreements on space law, establishes the foundation of international space law. The agreements address topics such as the peaceful use of space, preventing space from becoming militarised, and who is responsible for damage caused by space objects. Well-established space laws govern both the United States and the United Kingdom. The National Aeronautics and Space Act, which was passed in the US in 1958 and established the National Aeronautics and Space Administration (NASA) to oversee national space programmes, is in place there. The Outer Space Act of 1986 governs how UK citizens and businesses can engage in space activity.

Conclusion

India must create a thorough legal system to govern its space endeavours. In the space sector, there needs to be a legal framework to avoid ambiguity and confusion, which may have detrimental effects. The Pacific use of space for the benefit of humanity should be covered by domestic space legislation in India. The overall scenario demonstrates the requirement for a clearly defined legal framework for the international acknowledgement of a nation’s space activities. India is fifth in the world for space technology, which is an impressive accomplishment, and a strong legal system will help India maintain its place in the space business.

Responsibility Of Big Tech In Countering Misinformation: I&B Minister Calls For Greater Accountability

November 20, 2024

Introduction

The Union Minister of Information and Broadcasting Ashwini Vaishnaw addressed the Press Council of India on the occasion of National Press Day regarding emergent concerns in the digital media and technology landscape. Union Minister of Information and Broadcasting Ashwini Vaishnaw has identified four major challenges facing news media in India, including fake news, algorithmic bias, artificial intelligence, and fair compensation. He emphasized the need for greater accountability and fairness from Big Tech to combat misinformation and protect democracy. Vaishnaw argued that platforms do not verify information posted online, leading to the spread of false and misleading information. He called on online platforms and Big Tech to combat misinformation and protect democracy.

Key Concerns Highlighted by Union Minister Ashwini Vaishnaw

Misinformation: Due to India's unique sensitivities, digital platforms should adopt country-specific responsibilities and metrics. The Minister also questioned the safe harbour principle, which shields platforms from liability for user-generated content.
Algorithmic Biases: The prioritisation of viral content, which is often divisive, by social media algorithms can have serious implications on societal peace.
Impact of AI on intellectual Property: The training of AI on pre-existing datasets presents the ethical challenge of robbing original creators of their rights to their intellectual property
Fair compensation: Traditional news media is increasingly facing financial strain since news consumption is shifting rapidly to social media platforms, creating uneven compensation dynamics.

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Cyberpeace Insights

Misinformation: Marked by routine upheavals and moral panics, Indian society is vulnerable to the severe impacts of fake news, including mob violence, political propaganda, health misinformation and more. Inspired by the EU's Digital Services Act, 2022, and other related legislation that addresses hate speech and misinformation, the Indian Minister has called for revisiting the safe harbour protection under Section 79 of the IT Act, 2000. However, any legislation on misinformation must strike a balance between protecting the fundamental rights to freedom of speech, and privacy while safeguarding citizens from its harmful effects.
Algorithmic Biases: Social media algorithms are designed to boost user engagement since this increases advertisement revenue. This leads to the creation of filter bubbles- exposure to personalized information online and echo chambers interaction with other users with the same opinions that align with their worldview. These phenomena induce radicalization of views, increase intolerance fuel polarization in public discourse, and trigger the spread of more misinformation. Tackling this requires algorithmic design changes such as disincentivizing sensationalism, content labelling, funding fact-checking networks, etc. to improve transparency.
Impact of AI on Intellectual Property: AI models are trained on data that may contain copyrighted material. It can lead to a loss of revenue for primary content creators, while tech companies owning AI models may financially benefit disproportionately by re-rendering their original works. Large-scale uptake of AI models will significantly impact fields such as advertising, journalism, entertainment, etc by disrupting their market. Managing this requires a push for Ethical AI regulations and the protection of original content creators.

Conclusion: Charting a Balanced Path

The socio-cultural and economic fabric of the Indian subcontinent is not only distinct from the rest of the world but has cross-cutting internal diversities, too. Its digital landscape stands at a crossroads as rapid global technological advancements present increasing opportunities and challenges. In light of growing incidents of misinformation on social media platforms, it is also crucial that regulators consider framing rules that encourage and mandate content verification mechanisms for online platforms, incentivizing them to adopt advanced AI-driven fact-checking tools and other relevant measures. Additionally, establishing public-private partnerships to monitor misinformation trends is crucial to rapidly debunking viral falsehoods. However ethical concerns and user privacy should be taken into consideration while taking such steps. Addressing misinformation requires a collaborative approach that balances platform accountability, technological innovation, and the protection of democratic values.

Passkeys - New Security

Introduction

What are passkeys?

How are passkeys more secure than passwords?

Why are passwords insecure?

Are passkeys about to become obligatory?

Conclusion

References

Related Blogs

Introduction

What is a Sachet Loan?

Google Pay

Conclusion

References

‍

Introduction

Space Laws in India

India’s Space Presence

Global Scenario

Conclusion

Introduction

Key Concerns Highlighted by Union Minister Ashwini Vaishnaw

Cyberpeace Insights

Conclusion: Charting a Balanced Path

Sources

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