National AVGC-XR Policy to be rolled out soon: Ministry of I&B

Introduction

The advancement of technology has brought about remarkable changes in the aviation industry, including the introduction of inflight internet access systems. While these systems provide passengers with connectivity during their flights, they also introduce potential vulnerabilities that can compromise the security of aircraft systems.

Inflight Internet Access Systems

Inflight internet access systems have become integral to the modern air travel experience, allowing passengers to stay connected even at 30,000 feet. However, these systems can also be attractive targets for hackers, raising concerns about the safety and security of aircraft operations.

The Vulnerabilities of Inflight Internet Access Systems:

Securing Networked Avionics

Avionics, the electronic systems that support aircraft operation, play a crucial role in flight safety and navigation. While networked avionics are designed with robust security measures, they are not invulnerable to cyber threats. Therefore, it is essential to implement comprehensive security measures to protect these critical systems.

1. Ensuring Robust Architecture: Networked avionics should be designed with a strong focus on security. Implementing secure network architectures, such as segmentation and isolation, can minimise the risk of unauthorised access and limit the potential impact of a breach.
2. Rigorous Security Testing: Avionics systems should undergo rigorous security testing to identify vulnerabilities and weaknesses. Regular assessments, penetration testing, and vulnerability scanning are essential to proactively address any security flaws.
3. Collaborative Industry Efforts: Collaboration between manufacturers, airlines, regulatory bodies, and security researchers is crucial in strengthening the security of networked avionics. Sharing information, best practices, and lessons learned can help identify and address emerging threats effectively.
4. Continuous Monitoring and Updtes: Networked avionics should be continuously monitored for any potential security breaches. Prompt updates and patches should be applied to address newly discovered vulnerabilities and protect against known attack vectors.

Best practices to be adopted for the security of  Aircraft Systems

1. Holistic Security Approach: Recognizing the interconnectedness of inflight internet access systems and networked avionics is essential. A holistic security approach should be adopted to address vulnerabilities in both systems and protect the overall aircraft infrastructure.
2. Comprehensive Security Measures: The security of inflight internet access systems should be on par with any other internet-connected device. Strong authentication, encryption, intrusion detection, and prevention systems should be implemented to mitigate risks and ensure the integrity of data transmissions.
3. Responsible Practices and Industry Collaboration: Encouraging responsible practices and fostering collaboration between security researchers and industry stakeholders can accelerate the identification and remediation of vulnerabilities. Open communication channels and a cooperative mindset are vital in addressing emerging threats effectively.
4. Robust Access Controls: Strong access controls, such as multi-factor authentication and role-based access, should be implemented to limit unauthorised access to avionics systems. Only authorised personnel should have the necessary privileges to interact with these critical systems.

Conclusion

Inflight internet access systems bring convenience and connectivity to air travel but also introduce potential risks to the security of aircraft systems. It is crucial to understand and address the vulnerabilities associated with these systems to protect networked avionics and ensure passenger safety. By implementing robust security measures, conducting regular assessments, fostering collaboration, and adopting a comprehensive approach to aircraft cybersecurity, the aviation industry can mitigate the risks and navigate the sky with enhanced safety and confidence. Inflight internet access systems and networked avionics are vital components of modern aircraft, providing connectivity and supporting critical flight operations. Balancing connectivity and cybersecurity is crucial to ensure the safety and integrity of aircraft systems.

Introduction

Misinformation and disinformation are significant issues in today's digital age. The challenge is not limited to any one sector or industry, and has been seen to affect everyone that deals with data of any sort. In recent times, we have seen a rise in misinformation about all manner of subjects, from product and corporate misinformation to manipulated content about regulatory or policy developments.  

Micro, Small, and Medium Enterprises (MSMEs) play an important role in economies, particularly in developing nations, by promoting employment, innovation, and growth. However, in the evolving digital landscape, they also confront tremendous hurdles, such as the dissemination of mis/disinformation which may harm reputations, disrupt businesses, and reduce consumer trust. MSMEs are particularly susceptible since they have minimal resources at their disposal and cannot afford to invest in the kind of talent, technology and training that is needed for a business to be able to protect itself in today’s digital-first ecosystem. Mis/disinformation for MSMEs can arise from internal communications, supply chain partners, social media, competitors, etc. To address these dangers, MSMEs must take proactive steps such as adopting frameworks to counter misinformation and prioritising best practices like digital literacy and training, monitoring and social listening, transparency protocols and robust communication practices.

Assessing the Impact of Misinformation on MSMEs

To assess the impact of misinformation on MSMEs, it is essential to get a full sense of the challenges. To begin with, one must consider the categories of damage which can include financial loss, reputational damage, operational damages, and regulatory noncompliance. Various assessment methodologies can be used to analyze the impact of misinformation, including surveys, interviews, case studies, social media and news data analysis, and risk analysis practices.

Policy Framework and Gaps in Addressing Misinformation

The Digital India Initiative, a flagship program of the Government of India, aims to transform India into a digitally empowered society and knowledge economy. The Information Technology Act, 2000 and the rules made therein govern the technology space and serve as the legal framework for cyber security and data protection. The Bhartiya Nyay Sanhita, 2023 also contains provisions regarding ‘fake news’. The Digital Personal Data Protection Act, 2023 is a brand new law aimed at protecting personal data. Fact-check units (FCUs) are government and private independent bodies that verify claims about government policies, regulations, announcements, and measures. However, these policy measures are not sector-specific and lack specific guidelines, which have limited impact on their awareness initiatives on misinformation and insufficient support structure for MSMEs to verify information and protect themselves.

Recommendations for Countering Misinformation in the MSME Sector

To counter misinformation for MSMEs, recommendations include creating a dedicated Misinformation Helpline, promoting awareness campaigns, creating regulatory support and guidelines, and collaborating with tech platforms and expert organisations for the identification and curbing of misinformation. 

Organisational recommendations include the Information Verification Protocols for the consumers of Information for the verification of critical information before acting upon it, engaging in employee training for regular training on the identification and management of misinformation, creating a crisis management plan to deal with misinformation crisis, form collaboration networks with other MSMEs to share verified information and best practices. 

Engage with technological solutions like AI and ML tools for the detection and flagging of potential misinformation along with fact-checking tools and engaging with cyber security measures to prevent misinformation via digital channels.

Conclusion: Developing a Vulnerability Assessment Framework for MSMEs

Creating a vulnerability assessment framework for misinformation in Micro, Small, and Medium Enterprises (MSMEs) in India involves several key components which include the understanding of the sources and types of misinformation, assessing the impact on MSMEs, identifying the current policies and gaps, and providing actionable recommendations. The implementation strategy for policies to counter misinformation in the MSME sector can be by starting with pilot programs in key MSME clusters, and stakeholder engagement by involving industry associations, tech companies and government bodies. Initiating a feedback mechanism for constant improvement of the framework and finally, developing a plan to scale successful initiatives across the country.

References

• https://publications.ut-capitole.fr/id/eprint/48849/1/wp_tse_1516.pdf 
• https://techinformed.com/how-misinformation-can-impact-businesses/ 
• https://pib.gov.in/aboutfactchecke.aspx 

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Introduction

Google India announced sachet loans on the Google Pay application to help small businesses in the country. Google India said that merchants in India often need smaller loans, hence, the tech giant launched sachet loans on the Gpay application. The company will provide loans to small businesses, which can be repaid in easier repayment instalments. To provide the load services, Google Pay has partnered with DMI Finance. This move comes at the Google for India, 2023, the flagship event to launch the Indian interventions planned by the big tech. 

What is a Sachet Loan? 

The loan system is the primary backbone of the global banking system. Since we have seen a massive transition towards the digital mode of transactions and banking operations, many online platforms have emerged. With the advent of QR codes, the Unified Payment Interface (UPI) has been rampantly used by Indians for making small or petty payments. Seeing this, Sachet loans made an advent as well, Sachet loans are essentially small-ticket loans ranging from Rs 10,000 to Rs 1 lakh, with repayment tenures between 7 days and 12 months. This nano-credit addresses immediate financial needs and is designed for swift approval and disbursement. Satchel loans are one of the most sought-after loan forms in the Western world. The ease of accessibility and easy repayment options have made it a successful form of money lending, which in turn has sparked the interest of the tech giant Google to execute similar operations in India. 

Google Pay

Pertaining to the fact that UPI payments are the most preferred form of online payment, google came out with GPay in 2013 and now enjoys a user base of 67 million Indians. Google Pay has a 36.10% mobile application market share in India, and 26% of the UPI payments made have been through Google Pay. Google Pay adoption for in-store payments in India was higher in 2023 than it was in early 2019, signalling a growing use among consumers. The numbers shown here refer to the share of respondents who indicated they used Google Pay in the last 12 months, either for POS transactions with a mobile device in stores and restaurants or for online shopping. Eight out of 10 respondents from India indicated they had used Google Pay in a POS setting between April 2022 and March 2023, with an additional seven out of 10 saying they used Google Pay during this same time for online payments.

Pertaining to the Indian spectrum, the following aspects should be kept into consideration: 

• PhonePe, Google Pay and Paytm accounted for nearly 96% of all UPI transactions by value in March
• PhonePe remained the top UPI app, processing 407.63 Cr transactions worth INR 7.07 Lakh Cr
• While Google Pay and Paytm retained second and third positions, respectively, Amazon Pay pushed CRED to the fifth spot in terms of the number of transactions
• Walmart-owned PhonePe, Google Pay and Paytm continued their dominance in India’s UPI payments space, together processing 94% of payments in March 2023.
• According to data from the National Payments Corporation of India (NPCI), the top three apps accounted for nearly 96% of all UPI transactions by value. This translates to about 841.91 Cr transactions worth INR 13.44 Lakh Cr between the three apps.

Conclusion

The big tech giant Google.org has been fundamental in creating and provisioning best-in-class services which are easily accessible to all the netizens. Satchel loans are the new services introduced by the platform and the widespread access of Gpay will go a long way in providing financial services and ease to the deprived and needy lot of the Indian population. This transition can also be seen by other payment portals like Paypal and Paytm, which clearly shows India's massive potential in leading the world of online banking and UPI transactions. As per stats, 40% of global online banking transactions take place in India. These aspects, coupled with the cores of Digital India and Make in India, clearly show how India is the global destination for investment in the current era.  

References

• https://www.livemint.com/companies/news/google-enters-retail-loan-business-in-india-11697697999246.html
• https://www.statista.com/statistics/1389649/google-pay-adoption-in-india/#:~:text=Eight%20out%20of%2010%20respondents,same%20time%20for%20online%20payments
• https://playtoday.co/blog/stats/google-pay-statistics/#:~:text=67%20million%20active%20users%20of%20Google%20Pay%20are%20in%20India.&text=Google%20Pay%20users%20in%20India,in%2Dstore%20and%20online%20purchases.
• https://inc42.com/buzz/phonepe-google-pay-paytm-process-94-of-upi-transactions-march-2023/

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