TRAI’s Consultation Paper on OTT Platforms

The more ease and dependency the internet slithers into our lives, the more obscure parasites linger on with it, menacing our privacy and data. Among these digital parasites, cyber espionage, hacking, and ransom have never failed to grab the headlines. These hostilities carried out by cyber criminals, corporate juggernauts and several state and non-state actors lend them unlimited access to the customers’ data damaging the digital fabric and wellbeing of netizens. 

As technology continues to evolve, so does the need for robust safety measures. To tackle these emerging challenges, Korea based Samsung Electronics has introduced a cutting-edge security tool called Auto Blocker.  Introduced in the One UI 6 Update, Auto Blocker boasts an array of additional security features, granting users the ability to customize their device's security as per their requirements Also known as ‘advanced sandbox’ or ‘Virtual Quarantine’. Sandboxing is a safety measure for separating running programs to prevent spread of digital vulnerabilities. It prohibits automatic execution of malicious code embedded in images. This shield now extends to third-party apps like WhatsApp and Facebook messenger, providing better resilience against cyber-attacks in all Samsung devices.  

Matter of Choice 

Dr. Seungwon Shin, EVP & Head of Security Team, Mobile eXperience Business at Samsung Electronics, emphasizes the significance of user safety. He stated “At Samsung, we constantly strive to keep our users safe from security attacks, and with the introduction of Auto Blocker, users can continue to enjoy the benefits of our open ecosystem, knowing that their mobile experience is secured.” 

Auto Blocker is a matter of choice. It's not a cookie cutter solution; instead, its USP is the ability to customize security measures of your device. The Auto Blocker can be accessed through device’s setting, and is activated via toggle. 

Your personal Digital Armor 

One of Auto Blocker's salient features is its ability to prevent bloatware (unnecessary apps) from installing in the devices from unknown sources which is called sideloading. While sideloading provides greater scope of control and better customization, it also exposes users to potential threats, such as malicious file downloads. The proactive approach of Auto Blocker disables sideloading by default.  Auto Blocker serves as an extra line of defense, especially against gruesome social engineering attacks such as voice Phishing (Vhishing).  The app has an essential tool called ‘Message Guard’, engineered to combat Zero Click attacks. These complicated attacks are executed when a message containing an image is viewed. 

The Auto Blocker also offers a wide variety of new controls to enhance device’s safety, including security scans to detect malwares. Additionally, Auto Blocker prevents the installation of malwares via USB cable. This ensures the device's security even when someone gains physical access to it, such as when the device is being charged in a public place.

Raising the Bar for Cyber Security

Auto Blocker testifies Samsung's unwavering commitment to the safety and privacy of its users. It acts an essential part of Samsung's security suite and privacy innovations, improving overall mobile experience within the Galaxy’s ecosystem. It provides a safer mobile experience while allowing user superior control over their device's protection. In comparison. Apple offers a more standardized approach to privacy and security with emphasis on user friendly design and closed ecosystem. Samsung disables sideloading to combat threats, while Apple is more flexible in this regard on macOS.

In this dynamic digital space, the Auto Blocker offers a tool to maintain cyber peace and resilience. It protects from a broad spectrum of digital hostilities while allowing us to embrace the new digital ecosystem crafted by Galaxy. It's a security feature that puts you in control, allowing you to determine how you fortify your digital fort to safeguard your device against digital specters like zero clicks, voice phishing (Vishing) and malware downloads 

Samsung’s new product emerges as impenetrable armor shielding users against cyber hostilities. With its new customizable security feature with Galaxy Ecosystem, it allows users to exercise greater control over their digital space, promoting more secure and peaceful cyberspace. 

Reference:

HT News Desk. (2023, November 1). Samsung unveils new Auto Blocker feature to protect devices. How does it work? Hindustan Times. https://www.hindustantimes.com/technology/samsung-unveils-new auto-blocker-feature to-protect-devices-how-does-it-work 101698805574773.html

Introduction

The CID of Jharkhand Police has uncovered a network of around 8000 bank accounts engaged in cyber fraud across the state, with a focus on Deoghar district, revealing a surprising 25% concentration of fraudulent accounts. In a recent meeting with bank officials, the CID shared compiled data, with 20% of the identified accounts traced to State Bank of India branches. This revelation, surpassing even Jamtara's cyber fraud reputation, prompts questions about the extent of cybercrime in Jharkhand. Under Director General Anurag Gupta's leadership, the CID has registered 90 cases, apprehended 468 individuals, and seized 1635 SIM cards and 1107 mobile phones through the Prakharna portal to combat cybercrime. 

This shocking revelation by, Jharkhand Police's Criminal Investigation Department (CID) has built a comprehensive database comprising information on about 8000 bank accounts tied to cyber fraud operations in the state. This vital information has aided in the launch of investigations to identify the account holders implicated in these illegal actions. Furthermore, the CID shared this information with bank officials at a meeting on January 12 to speed up the identification process.

Background of the Investigation

The CID shared the collated material with bank officials in a meeting on 12 January 2024 to expedite the identification process. A stunning 2000 of the 8000 bank accounts under investigation are in the Deoghar district alone, with 20 per cent of these accounts connected to various State Bank of India branches. The discovery of 8000 bank accounts related to cybercrime in Jharkhand is shocking and disturbing. Surprisingly, Deoghar district has exceeded even Jamtara, which was famous for cybercrime, accounting for around 25% of the discovered bogus accounts in the state.

As per the information provided by the CID Crime Branch, it has been found that most of the accounts were opened in banks, are currently under investigation and around 2000 have been blocked by the investigating agencies.

Recovery Process

During the investigation, it was found out that most of these accounts were running on rent, the cyber criminals opened them by taking fake phone numbers along with Aadhar cards and identity cards from people in return these people(account holders) will get a fixed amount every month. 

The CID has been unrelenting in its pursuit of cybercriminals. Police have recorded 90 cases and captured 468 people involved in cyber fraud using the Prakharna site. 1635 SIM Cards and 1107 mobile phones were confiscated by police officials during raids in various cities.

The Crime Branch has revealed the names of the cities where accounts are opened

1. Deoghar 2500
2. Dhanbad 1183
3. Ranchi 959
4. Bokaro 716
5. Giridih 707
6. Jamshedpur 584
7. Hazaribagh 526
8. Dumka 475
9. Jamtara 443

Impact on the Financial Institutions and Individuals

These cyber scams significantly influence financial organisations and individuals; let us investigate the implications.

• Victims: Cybercrime victims have significant financial setbacks, which can lead to long-term financial insecurity. In addition, people frequently suffer mental pain as a result of the breach of personal information, which causes worry, fear, and a lack of faith in the digital financial system. One of the most difficult problems for victims is the recovery process, which includes retrieving lost cash and repairing the harm caused by the cyberattack. Individuals will find this approach time-consuming and difficult, in a lot of cases people are unaware of where and when to approach and seek help. Hence, awareness about cybercrimes and a reporting mechanism are necessary to guide victims through the recovery process, aiding them in retrieving lost assets and repairing the harm inflicted by cyberattacks.

• Financial Institutions: Financial institutions face direct consequences when they incur significant losses due to cyber financial fraud. Unauthorised account access, fraudulent transactions, and the compromise of client data result in immediate cash losses and costs associated with investigating and mitigating the breach's impact. Such assaults degrade the reputation of financial organisations, undermine trust, erode customer confidence, and result in the loss of potential clients. 

• Future Implications and Solutions: Recently, the CID discovered a sophisticated cyber fraud network in Jharkhand. As a result, it is critical to assess the possible long-term repercussions of such discoveries and propose proactive ways to improve cybersecurity. The CID's findings are expected to increase awareness of the ongoing threat of cyber fraud to both people and organisations. Given the current state of cyber dangers, it is critical to implement rigorous safeguards and impose heavy punishments on cyber offenders. Government organisations and regulatory bodies should also adapt their present cybersecurity strategies to address the problems posed by modern cybercrime.

Solution and Preventive Measures

Several solutions can help combat the growing nature of cybercrime. The first and foremost step is to enhance cybersecurity education at all levels, including:

• Individual Level: To improve cybersecurity for individuals, raising awareness across all age groups is crucial. This can only be done by knowing the potential threats by following the best online practices, following cyber hygiene, and educating people to safeguard themselves against financial frauds such as phishing, smishing etc.
• Multi-Layered Authentication: Encouraging individuals to enable MFA for their online accounts adds an extra layer of security by requiring additional verification beyond passwords. 
• Continuous monitoring and incident Response:  By continuously monitoring their financial transactions and regularly reviewing the online statements and transaction history, ensure that everyday transactions are aligned with your expenditures, and set up the accounts alert for transactions exceeding a specified amount for usual activity.   
• Report Suspicious Activity: If you see any fraudulent transactions or activity, contact your bank or financial institution immediately; they will lead you through investigating and resolving the problem. The victim must supply the necessary paperwork to support your claim.

How to reduce the risks

• Freeze compromised accounts: If you think that some of your accounts have been compromised, call the bank immediately and request that the account be frozen or temporarily suspended, preventing further unauthorised truncations

• Update passwords: Update and change your passwords for all the financial accounts, emails, and online banking accounts regularly, if you suspect any unauthorised access, report it immediately  and always enable MFA that adds an extra layer of protection to your accounts.

Conclusion

The CID's finding of a cyber fraud network in Jharkhand is a stark reminder of the ever-changing nature of cybersecurity threats. Cyber security measures are necessary to prevent such activities and protect individuals and institutions from being targeted against cyber fraud. As the digital ecosystem continues to grow, it is really important to stay vigilant and alert as an individual and society as a whole. We should actively participate in more awareness activities to update and upgrade ourselves.  

References 

• https://avenuemail.in/cid-uncovers-alarming-cyber-fraud-network-8000-bank-accounts-in-jharkhand-involved/
• https://www.the420.in/jharkhand-cid-cyber-fraud-crackdown-8000-bank-accounts-involved/
• https://www.livehindustan.com/jharkhand/story-cyber-fraudsters-in-jharkhand-opened-more-than-8000-bank-accounts-cid-freezes-2000-accounts-investigating-9203292.html

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Introduction

All citizens are using tech to their advantage, and so we see a lot of upskilling among the population leading to innovation in India. As we go deeper into cyberspace, we must maintain our cyber security efficiently and effectively. When bad actors use technology to their advantage, we often see data loss or financial loss of the victim, In this blog, we will shine light upon two new forms of cyber attacks, causing havoc upon the innocent. The “Daam” Malware and a new malicious app are the two new issues.

Daam Botnet

Since 2021, the DAAM Android botnet has been used to acquire unauthorised access to targeted devices. Cybercriminals use it to carry out different destructive actions. Using the DAAM Android botnet’s APK binding service, threat actors can combine malicious code with a legitimate application. Keylogging, ransomware, VOIP call records, runtime code execution, browser history collecting, incoming call recording, PII data theft, phishing URL opening, photo capture, clipboard data theft, WiFi and data status switching, and browser history gathering are just a few of the functions offered by the DAAM Android botnet. The DAAM botnet tracks user activity using the Accessibility Service and stores keystrokes it has recorded together with the name of the programme package in a database. It also contains a ransomware module that encrypts and decrypts data on the infected device using the AES method.

Additionally, the botnet uses the Accessibility service to monitor the VOIP call-making features of social media apps like WhatsApp, Skype, Telegram, and others. When a user engages with these elements, the virus begins audio recording.

The Malware

CERT-IN, the central nodal institution that reacts to computer security-related issues, claims that Daam connects with various Android APK files to access a phone. The files on the phone are encrypted using the AES encryption technique, and it is distributed through third-party websites.

It is claimed that the malware can damage call recordings and contacts, gain access to the camera, change passwords, take screenshots, steal SMS, download/upload files, and perform a variety of other things.

Safeguards and Guidelines by Cert-In

Cert-In has released the guideline for combating malware. These were issued in the public interest. The recommendations by Cert-In are as follows-

Only download from official app stores to limit the risk of potentially harmful apps.

Before downloading an app, always read the details and user reviews; likewise, always give permissions that are related to the program’s purpose.

Install Android updates solely from Android device vendors as they become available.

Avoid visiting untrustworthy websites or clicking on untrustworthy

Install and keep anti-virus and anti-spyware software up to date.

Be cautious if you see mobile numbers that appear to be something other than genuine/regular mobile numbers.

Conduct sufficient investigation Before clicking on a link supplied in a communication.

Only click on URLs that clearly display the website domain; avoid abbreviated URLs, particularly those employing bit.ly and tinyurl.

Use secure browsing technologies and filtering tools in antivirus, firewall, and filtering services.

Before providing sensitive information, look for authentic encryption certificates by looking for the green lock in your browser’s URL information, look for authentic encryption certificates by looking for the green lock in your browser’s URL bar.

Any ‘strange’ activity in a user’s bank account must be reported immediately to the appropriate bank.

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New Malicious App

From the remote parts of Jharkhand, a new form of malicious application has been circulated among people on the pretext of a bank account closure. The bad actors have always used messaging platforms like Whatsapp and Telegram to circulate malicious links among unaware and uneducated people to dupe them of their hard-earned money.

They send an ordinary-looking message on Whatsapp or Telegram where they mention that the user has a bank account at ICICI bank and, due to irregularity with the credentials, their account is being deactivated. Further, they ask users to update their PAN card to reactivate their account by uploading the PAN card on an application. This app, in turn, is a malicious app that downloads all the user’s personal credentials and shares them with the bad actors via text message, allowing them to bypass banks’ two-factor authentication and drain the money from their accounts. The Jharkhand Police Cyber Cells have registered numerous FIRs pertaining to this type of cybercrime and are conducting full-scale investigations to apprehend the criminals.

Conclusion

Malware and phishing attacks have gained momentum in the previous years and have become a major contributor to the tally of cybercrimes in the country. DaaM malware is one of the examples brought into light due to the timely action by Cert-In, but still, a lot of such malware are deployed by bad actors, and we as netizens need to use our best practices to keep such criminals at bay. Phishing crimes are often substantiated by exploiting vulnerabilities and social engineering. Thus working towards a rise in awareness is the need of the hour to safeguard the population by and large.